206 W 4th St, O Fallon, IL 62269 Property Records

St. Clair County property record for 206 W 4th St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 615 sqft · built 1891
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jan 2024)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more
APN	`04-30-0-414-013`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-414-013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	615 sqft Living Area
Upper Floors Area	67 sqft
Basement Area	615 sqft
Unfinished Basement	615 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	170 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	206 W 4TH ST
City	O FALLON
State	IL
Zip	62269-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEPPES ADD TO O FALLON LOT/SEC-14 A02802104
Legal Subdivision	DEPPES ADD TO O FALLON
Legal Block	414
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3001
Census Tract	504354

Owner

Source: St. Clair County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 W 4TH ST, O FALLON, IL 62269-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 4, 2024	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO
Dec 8, 2017	Deed of Trust, Mortgage · FHA Mortgage CARROLLTON BK
Dec 11, 2017	Warranty Deed, Transfer · FHA Mortgage CARROLLTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	20242802104
Prior Transfer Date	Nov 13, 2015
Prior Transfer Doc	0002476636
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Sep 15, 2026
Property Address	206 W 4TH ST, O FALLON, IL 62269-2037
Document Number	0002895539
Instrument Date	Sep 8, 2026
Instrument	20262895539
Transaction Type	Mortgage
Record Updated	Oct 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	206 W 4TH ST, O FALLON, IL 62269-2037

Mortgage

Document Number	0002895539,
Date	Sep 15, 2026
Instrument	20262895539

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 4, 2024
Property Address	206 W 4TH ST, O FALLON, IL 62269-2037
Document Number	0A02802104
Map Reference	MB A PG 151
Instrument Date	Jan 3, 2024
Instrument	A02802104
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 W 4TH ST, O FALLON, IL 62269-2037

Mortgage

Document Number	0A02802106
Date	Jan 4, 2024
Instrument	A02802106

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.25%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	206 W 4TH ST, O FALLON, IL 62269-2037
Document Number	00A2561067
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRSTT AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W 4TH ST O FALLON IL 622692037, O FALLON, IL 62269-2037

Mortgage

Document Number	00A2561067
Date	Dec 11, 2017
Instrument	2561067

Lender

Name	CARROLLTON BK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 11, 2017
Property Address	206 W 4TH ST, O FALLON, IL 62269-2037
Document Number	00A2561066
Instrument Date	Dec 8, 2017
Instrument	2561066
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIRSTT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	206 W 4TH ST O FALLON IL 622692037, O FALLON, IL 62269-2037

Mortgage

Document Number	A2561067
Date	Dec 11, 2017
Instrument	2561067

Lender

Name	CARROLLTON BK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Mortgage

Document Number	A2561068,
Date	Dec 11, 2017
Instrument	2561068

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,538.00 (+21.05%) Homeowner's exemption	$62,960 (+9.62%) Land $4,796 Building $58,164	$188,880 (+9.62%) Land $14,388 Building $174,492
2024	$3,749.00	$57,435 (+22.55%) Land $4,375 Building $53,060	$172,305 (+22.55%) Land $13,125 Building $159,180
2022		$46,866 Land $3,570 Building $43,296	$140,598 Land $10,710 Building $129,888

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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