202 W 4th St, O Fallon, IL 62269 Property Records

St. Clair County property record for 202 W 4th St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 851 sqft · built 1902
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2022)
Tax Bill	$4,052 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Transfer + 1 more
APN	`04-30-0-414-018`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-414-018`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	851 sqft Living Area
Basement Area	911 sqft
Unfinished Basement	911 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	110 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	202 W 4TH ST
City	O FALLON
State	IL
Zip	62269-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEPPES ADD TO O FALLON LOT/SEC-16 S 1/2 15 & 16 A02750313
Legal Subdivision	DEPPES ADD TO O FALLON
Legal Block	414
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3001
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	202 W 4TH ST, O FALLON, IL 62269-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 20, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 24, 2017	Quit Claim Deed, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Aug 17, 2006 · Amount on Record
Deed Document Number	20222750313
Prior Transfer Date	Feb 15, 2017
Prior Transfer Doc	00A2527993
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 22, 2022
Property Address	202 W 4TH ST, O FALLON, IL 62269-2037
Document Number	0A02750313
Map Reference	MB A PG 151
Instrument Date	Jun 9, 2022
Instrument	A02750313
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	NOT AVAILABLE, PRAINE STATE T&E INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W 4TH ST, O FALLON, IL 62269-2037

Mortgage

Document Number	0A02750314
Date	Jun 22, 2022
Instrument	A02750314

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate	4.75%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Dec 20, 2021
Property Address	202 W 4TH ST, O FALLON, IL 62269-2037
Document Number	0A02730139
Map Reference	MB A PG 151
Instrument Date	Dec 16, 2021
Instrument	A02730139
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W 4TH ST, O FALLON, IL 62269-2037

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 24, 2017
Property Address	202 W 4TH ST, O FALLON, IL 62269-2037
Document Number	00A2527993
Instrument Date	Feb 15, 2017
Instrument	2527993
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W 4TH ST O FALLON IL 622692037, O FALLON, IL 62269-2037

Mortgage

Document Number	A2527994
Date	Feb 24, 2017
Instrument	2527994

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,052.00 (+8.4%)	$56,217 (+9.62%) Land $4,796 Building $51,421	$168,651 (+9.62%) Land $14,388 Building $154,263
2024	$3,738.00	$51,283 (+22.55%) Land $4,375 Building $46,908	$153,849 (+22.55%) Land $13,125 Building $140,724
2022		$41,846 Land $3,570 Building $38,276	$125,538 Land $10,710 Building $114,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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