206 Summit Dr, Waverly, IA 50677 Property Records

Bremer County property record for 206 Summit Dr, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 952 sqft · built 1975
Lot Size	0.683 acres (29,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,950 (Jun 2011)
Tax Bill	$5,168 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-376-012`

Property Details

APN / Parcel Number

Primary APN	`05-26-376-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	952 sqft Living Area
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	552 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,751 sqft (0.683 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	1,660 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	206 SUMMIT DR
City	WAVERLY
State	IA
Zip	50677-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-92-14 PARCEL J IN LOT 7 HINDS ADD & SE SW
Legal Range	14W
Legal Township	92N
Legal Section	26
Legal Subdivision	HIND'S ADD
Legal Lot Number	7
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2046
Census Tract	4100

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 SUMMIT DR, WAVERLY, IA 50677-3903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2011 · Amount on Record
Deed Sale	Jun 22, 2011 · Amount on Record
Deed Document Number	20112306
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Recording Date	Apr 2, 2026
Property Address	206 SUMMIT DR, WAVERLY, IA 50677-3903
Document Number	0000000954
Instrument Date	Mar 13, 2026
Instrument	2026954
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	206 SUMMIT DR, WAVERLY, IA 50677-3903

Mortgage

Document Number	0000000954,
Date	Apr 2, 2026
Instrument	2026954

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	206 SUMMIT DR, WAVERLY, IA 50677-3903
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SUMMIT DR, WAVERLY, IA 50677-3903

Mortgage

Document Number	0020233382
Date	Nov 28, 2023
Instrument	20233382

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	206 SUMMIT DR, WAVERLY, IA 50677-3903
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214023
Date	Aug 12, 2021
Instrument	20214023

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	206 SUMMIT DR, WAVERLY, IA 50677-3903
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221700
Date	May 6, 2022
Instrument	20221700

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,168.00 (+5%)	$298,380 (+45.05%) Land $60,960 Building $237,420	$298,380 (+45.05%) Land $60,960 Building $237,420
2024	$4,922.00 (+46.14%)
2023		$205,710 Land $40,930 Building $164,780	$205,710 Land $40,930 Building $164,780
2022	$3,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1993–2021)
Claims Outside the SFHA	7 of 23
Most Recent Claim	Aug 2021 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2016 · 9 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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