202 Summit Dr, Waverly, IA 50677 Property Records

Bremer County property record for 202 Summit Dr, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,336 sqft · built 1975
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Aug 2026)
Tax Bill	$4,940 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`05-26-376-005`

Property Details

APN / Parcel Number

Primary APN	`05-26-376-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,336 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Unfinished Basement	244 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	150 ft deep x 134 ft wide
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	202 SUMMIT DR
City	WAVERLY
State	IA
Zip	50677-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-92-14 HINDS ADD 5
Legal Range	14W
Legal Township	92N
Legal Section	26
Legal Subdivision	HIND'S ADD
Legal Lot Number	5
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2046
Census Tract	4100

Owner

202 Summit Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Bremer County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	202 SUMMIT DR, WAVERLY, IA 50677-3903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK
Sep 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Deed Document Number	20262610
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Aug 17, 2026
Property Address	202 SUMMIT DR, WAVERLY, IA 50677-3903
Document Number	0000002610
Instrument Date	Aug 5, 2026
Instrument	20262610
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SUMMIT DR, WAVERLY, IA 50677-3903

Mortgage

Document Number	0000002611,
Date	Aug 17, 2026
Instrument	20262611

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	202 SUMMIT DR, WAVERLY, IA 50677-3903
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20193236
Date	Sep 27, 2019
Instrument	20193236

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 202 Summit Dr was $4,940 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,940.00 Homeowner's exemption	$296,110 Land $56,440 Building $239,670	$296,110 Land $56,440 Building $239,670
2023		$256,990 Land $35,540 Building $221,450	$256,990 Land $35,540 Building $221,450
2022	$3,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Summit Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1993–2021)
Claims Outside the SFHA	7 of 23
Most Recent Claim	Aug 2021 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2016 · 9 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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