206 Spring Ridge Dr, Bloomington, IL 61704 Property Records

McLean County property record for 206 Spring Ridge Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,169 sqft · built 2005
Lot Size	0.06 acres (2,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (Dec 2023)
Tax Bill	$9,467 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-475-020`

Property Details

APN / Parcel Number

Primary APN	`14-26-475-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,169 sqft Living Area
Gross Area	3,841 sqft
1st Floor Area	1,263 sqft
Basement Area	980 sqft
Finished Basement	980 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	2,592 sqft (0.06 acres)
Lot Dimensions	76 ft deep x 34 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	206 SPRING RIDGE DR
City	BLOOMINGTON
State	IL
Zip	61704-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE VILLAS AT SPRING RIDGE 13TH ADD LT 112
Legal Range	02E
Legal Township	24N
Legal Section	26
Legal Subdivision	SPRING RIDGE
Legal Lot Number	112
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1049
Census Tract	504

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 SPRING RIDGE DR, BLOOMINGTON, IL 61704-9106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 12, 2020	Deed, Transfer · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Oct 12, 2020 · Amount on Record
Deed Document Number	202316646
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 6, 2023
Property Address	206 SPRING RIDGE DR, BLOOMINGTON, IL 61704-9106
Document Number	202300016646
Map Reference	DOC 2005-33299
Instrument Date	Nov 6, 2023
Instrument	2023-00016646
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 SPRING RIDGE DR, BLOOMINGTON, IL 61704-9106

Mortgage

Document Number	202300016648
Date	Dec 6, 2023
Instrument	2023-00016648

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	206 SPRING RIDGE DR, BLOOMINGTON, IL 61704-9106
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SPRING RIDGE DR, BLOOMINGTON, IL 61704-9106

Mortgage

Document Number	202300010053
Date	Aug 1, 2023
Instrument	2023-00010053

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 12, 2020
Property Address	206 SPRING RIDGE DR, BLOOMINGTON, IL 61704-9106
Document Number	202000021417
Map Reference	DOC 2005-33299
Instrument Date	Sep 30, 2020
Instrument	2020-00021417
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 SPRING RIDGE DR, BLOOMINGTON, IL 61704-9106

Mortgage

Document Number	202000021418
Date	Oct 12, 2020
Instrument	2020-00021418

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,808 (+9.82%) Land $18,751 Building $111,057	$389,424 (+9.82%) Land $56,253 Building $333,171
2024	$9,467.00 (+4.24%)
2023	$9,082.00 (+7.91%)	$118,196 (+11.24%) Land $17,074 Building $101,122	$354,588 (+11.24%) Land $51,222 Building $303,366
2022	$8,416.00	$106,253 Land $15,349 Building $90,904	$318,759 Land $46,047 Building $272,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media, Verizon.

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