118 Spring Ridge Dr, Bloomington, IL 61704 Property Records

McLean County property record for 118 Spring Ridge Dr, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,291 sqft · built 2005
Lot Size0.06 acres (2,603 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Apr 2021)
Tax Bill$7,746 (2024)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-26-475-016

Property Details

APN / Parcel Number

Primary APN14-26-475-016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,291 sqft Living Area
Gross Area2,891 sqft
1st Floor Area1,309 sqft
Basement Area200 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area2,603 sqft (0.06 acres)
Lot Dimensions76 ft deep x 34 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address118 SPRING RIDGE DR
CityBLOOMINGTON
StateIL
Zip61704-9099
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTHE VILLAS AT SPRING RIDGE 12TH ADD LT 116
Legal Range02E
Legal Township24N
Legal Section26
Legal SubdivisionSPRING RIDGE
Legal Lot Number116
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1049
Census Tract504

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address704 COUNTRY LN, BLOOMINGTON, IL 61704-6261
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2021 · Amount on Record
Deed SaleApr 13, 2021 · Amount on Record
Prior SaleApr 16, 2008 · Amount on Record
Deed Document Number20218716
Last Transfer DateDec 2, 2024
Transfer Doc0000017938
Record UpdatedOct 29, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionMCLEAN IL
Recording DateApr 13, 2021
Property Address118 SPRING RIDGE DR, BLOOMINGTON, IL 61704-9099
Document Number202100008716
Map ReferenceDOC 2005-00016144
Instrument DateMar 24, 2021
Instrument2021-00008716
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address118 SPRING RIDGE DR, BLOOMINGTON, IL 61704-9099

Mortgage

Document Number202100008717
DateApr 13, 2021
Instrument2021-00008717
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$112,626 (+9.83%) Land $18,228 Building $94,398$337,878 (+9.83%) Land $54,684 Building $283,194
2024$7,746.00 (-0.13%)
2023$7,756.00$102,549 Land $16,598 Building $85,951$307,647 Land $49,794 Building $257,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–1997)
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Watch TV
Fixed Wireless
100 / 20

May also be available: Pavlov Media, Verizon.

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