206 Spreckels Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 206 Spreckels Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,091 sqft · built 1973
Lot Size	0.119 acres (5,184 sqft)
Owner	Trust Name on Record
Last Sale	$789,000 (Feb 2005)
Tax Bill	$14,076 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`042-201-16`

Property Details

APN / Parcel Number

Primary APN	`042-201-16`
Alternative APN	`042-201-16-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
Gross Area	2,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,184 sqft (0.119 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Deck Area	804 sqft
Patio Area	804 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	206 SPRECKELS DR
City	APTOS
State	CA
Zip	95003-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Subdivision	APTOS BEACH CC PROPERTIES
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3005
Census Tract	122205

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	206 SPRECKELS DR, APTOS, CA 95003-4523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 13, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Aug 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Nov 30, 2018	Affidavit of Death, Transfer LAWYERS TITLE-OC
Aug 7, 2017	Deed of Trust, Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2005 · Amount on Record
Deed Sale	Feb 7, 2005 · Amount on Record
Prior Sale	Dec 19, 2000 · Amount on Record
Deed Document Number	20058688
Last Transfer Date	Nov 7, 2020
Transfer Doc	0000048006
Record Updated	Sep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 13, 2020
Property Address	206 SPRECKELS DR, APTOS, CA 95003-4523
Document Number	0000048004
Map Reference	VOL 23 PG 25
Instrument Date	Nov 7, 2020
Instrument	2020-0048004
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SPRECKELS DR, APTOS, CA 95003-4523

Mortgage

Document Number	0000048005
Date	Nov 13, 2020
Instrument	2020-0048005

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 13, 2020
Property Address	206 SPRECKELS DR, APTOS, CA 95003-4523
Document Number	0000048006
Instrument Date	Nov 7, 2020
Instrument	48006
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	206 SPRECKELS DR APTOS CA 950034523, APTOS, CA 95003-4523
Investor	Possibly a Property Investor

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 13, 2019
Property Address	206 SPRECKELS DR, APTOS, CA 95003-4523
Document Number	0000023159
Instrument Date	Jul 31, 2019
Instrument	23159
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	206 SPRECKELS DR APTOS CA 950034523, APTOS, CA 95003-4523

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 13, 2019
Property Address	206 SPRECKELS DR, APTOS, CA 95003-4523
Document Number	0000023157
Map Reference	VOL 23 PG 25
Instrument Date	Jul 31, 2019
Instrument	2019-0023157
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SPRECKELS DR, APTOS, CA 95003-4523

Mortgage

Document Number	0000023158
Date	Aug 13, 2019
Instrument	2019-0023158

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	206 SPRECKELS DR, APTOS, CA 95003-4523
Document Number	0000035652
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	206 SPRECKELS DR APTOS CA 950034523, APTOS, CA 95003-4523

Mortgage

Document Number	0000035652
Date	Nov 30, 2018
Instrument	35652

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 30, 2018
Property Address	206 SPRECKELS DR, APTOS, CA 95003-4523
Document Number	0000035651
Instrument Date	Nov 26, 2018
Instrument	35651
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	LAWYERS TITLE-OC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	206 SPRECKELS DR APTOS CA 950034523, APTOS, CA 95003-4523

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	206 SPRECKELS DR, APTOS, CA 95003-4523
Document Number	0000026287
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	206 SPRECKELS DR APTOS CA 950034523, APTOS, CA 95003-4523

Mortgage

Document Number	0000026287
Date	Aug 9, 2017
Instrument	26287

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,131,927 (+2%) Land $616,989 Building $514,938
2025	$14,076.00 (+7.76%) Homeowner's exemption	$1,109,732 (+4.04%) Land $604,891 Building $504,841
2024	$13,062.00 (+2.03%)
2023	$12,802.00 (+2.02%) Homeowner's exemption	$1,066,639 Land $581,402 Building $485,237	$1,165,860
2022	$12,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, T-Mobile, Verizon.

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