Santa Cruz County property record for 214 Spreckels Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1963 |
| Lot Size | 0.106 acres (4,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Jun 2020) |
| Tax Bill | $12,057 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-201-20 |
| Primary APN | 042-201-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,757 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,617 sqft (0.106 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 214 SPRECKELS DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 60 LOT 9 |
| Legal Subdivision | APTOS BEACH CC PROPERTIES |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 042-201-20
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 SPRECKELS DR, APTOS, CA 95003-4523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 24, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | May 06, 2010 · Amount on Record |
| Deed Document Number | 202022402 |
| Last Transfer Date | May 02, 2024 |
| Transfer Doc | 0000009262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 214 SPRECKELS DR, APTOS, CA 95003-4523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | AMROCK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008278 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022-0008278 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 214 SPRECKELS DR, APTOS, CA 95003-4523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 214 SPRECKELS DR, APTOS, CA 95003-4523 |
| Document Number | 0000040198 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0040198 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Aug 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 24, 2020 |
| Property Address | 214 SPRECKELS DR, APTOS, CA 95003-4523 |
| Document Number | 0000022402 |
| Map Reference | VOL 23 PG 25 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020-0022402 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 663 TORREYA AVE, SUNNYVALE, CA 94086-8452 |
| Document Number | 0000022403 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020-0022403 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $942,614 (+2%) Land $669,312 Building $273,302 | ||
| 2025 | $12,057.00 (+7.86%) | $924,132 (+4.04%) Land $656,188 Building $267,944 | |
| 2024 | $11,178.00 (+2.11%) | ||
| 2023 | $10,947.00 (+2.2%) | $888,246 Land $630,708 Building $257,538 | $883,080 |
| 2022 | $10,711.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 63 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 7 (2023) |
| Most Recent Claim | Sep 2023, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 564 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Etheric Communications, LLC., Surfnet Communications, AT&T, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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