Bastrop County property record for 206 Saranac Dr, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 2020 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $12,091 (Jan 2021) |
| Tax Bill | $6,548 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R8711831 |
| Primary APN | R8711831 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,684 sqft Living Area |
| Gross Area | 2,154 sqft |
| 1st Floor Area | 1,684 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Composition Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 206 SARANAC DR |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION FIVE, BLOCK C, LOT 15, ACRES 0.1450 |
| Legal Subdivision | SARATOGA FARMS SUBDIVISION SECTION FIVE |
| Legal Block | C |
| Legal Lot Number | 15 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950202 |
206 Saranac Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Bastrop County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 SARANAC DR, ELGIN, TX 78621-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORABLE HOUSING CORPSOTAIO |
| Jan 11, 2021 | Vendor's Lien, Transfer · FHA Mortgage KBHS HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on File |
| Deed Sale | Jan 11, 2021 · Amount on File |
| Deed Document Number | 2021527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 206 SARANAC DR, ELGIN, TX 78621-2056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | AUSTIN TITLE, ATC |
| Name | Verified Name |
|---|
| Document Number | 0202100529 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 202100529 |
| Name | TEXAS STATE AFFORABLE HOUSING CORPSOTAIO |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78702 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 8, 2024 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Jan 11, 2021 |
| Property Address | 206 SARANAC DR, ELGIN, TX 78621-2056 |
| Document Number | 202100527 |
| Map Reference | CAB 6 SL 110B |
| Instrument Date | Jan 8, 2021 |
| Instrument | 202100527 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | AUSTIN TITLE, ATC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 SARANAC DR, ELGIN, TX 78621-2056 |
| Document Number | 202100528 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 202100528 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Number | 202100529 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 202100529 |
| Name | TEXAS STATE AFFORABLE HOUSING CORPSOTAIO |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78702 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Jan 8, 2024 |
The 2025 property tax bill for 206 Saranac Dr was $6,548 with a homeowner's exemption.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,548.00 Homeowner's exemption | $334,105 Land $63,225 Building $270,880 | $334,105 Land $63,225 Building $270,880 |
| 2023 | $6,717.00 (+5.83%) Homeowner's exemption | $343,255 Land $63,225 Building $280,030 | $343,255 Land $63,225 Building $280,030 |
| 2022 | $6,347.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Saranac Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Saranac Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures