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204 Saranac Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 204 Saranac Dr, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details1,667 sqft · built 2021
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on Record
Last Sale$317,133 (Oct 2021)
Tax Bill$5,522 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR8711830

Property Details

APN / Parcel Number

Primary APNR8711830

Interior

Stories1 Story
Building Area1,667 sqft Living Area
Gross Area2,128 sqft
1st Floor Area1,667 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Roof MaterialComposition Shingle
Lot Area6,316 sqft (0.145 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address204 SARANAC DR
CityELGIN
StateTX
Zip78621-2056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSARATOGA FARMS SUBDIVISION SECTION FIVE, BLOCK C, LOT 14, ACRES 0.1450
Legal SubdivisionSARATOGA FARMS SUBDIVISION SECTION FIVE
Legal BlockC
Legal Lot Number14
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2053
Census Tract950202

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address204 SARANAC DR, ELGIN, TX 78621-2056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2024Deed of Trust, Mortgage · FHA Mortgage
IDAHO HOUSING & FINANCE ASSN
Oct 26, 2021Vendor's Lien, Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2021 · Amount on Record
Deed SaleOct 26, 2021 · Amount on Record
Deed Document Number202123263
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address204 SARANAC DR, ELGIN, TX 78621-2056
Transaction TypeMortgage
Record UpdatedFeb 21, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 SARANAC DR, ELGIN, TX 78621-2056

Mortgage

Document Number0202401668
DateFeb 5, 2024
Instrument202401668
Lender
NameIDAHO HOUSING & FINANCE ASSN
TypeGovernment Agency
AddressBOISE, ID 83702
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueNov 1, 2051

October 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateOct 26, 2021
Property Address204 SARANAC DR, ELGIN, TX 78621-2056
Document Number0202123263
Map ReferenceCAB 6 SL 1108
Instrument DateOct 22, 2021
Instrument202123263
Transaction TypeTransfer
Record UpdatedFeb 6, 2023
Title CompanyAUSTIN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10800 PECAN PARK BLVD STE 200, 200, AUSTIN, TX 78750-1249

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 SARANAC DR, ELGIN, TX 78621-2056

Mortgage

Document Number0202123264
DateOct 26, 2021
Instrument202123264
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,522.00 (-16.31%) Homeowner's exemption$292,665 (-13.45%) Land $63,225 Building $229,440$292,665 (-13.45%) Land $63,225 Building $229,440
2023$6,598.00 (+1,561.96%) Homeowner's exemption$338,133 Land $63,225 Building $274,908$338,133 Land $63,225 Building $274,908
2022$397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
SOS Communications
Fixed Wireless		100 / 20

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