Schenectady County and Schenectady City property record for 206 Rosa Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,836 sqft · built 1900 |
| Lot Size | 0.136 acres (5,945 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,987 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.45-1-10 |
| Primary APN | 421500 40.45-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 936 sqft |
| 2nd Floor Area | 900 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 5,945 sqft (0.136 acres) |
| Lot Dimensions | 145 ft deep x 41 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 166 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 206 ROSA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | PLOT 2 MADER MAP 2 WOOD |
| Legal Subdivision | LANDS OF JOHN MADER |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 206 ROSA RD, SCHENECTADY, NY 12308-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 206 ROSA RD, SCHENECTADY, NY 12308-2024 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 206 ROSA RD, SCHENECTADY, NY 12308-2024 |
| Document Number | 0000060321 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 5270/691 |
| Instrument | 202260321 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 71 Months |
| Due | Oct 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 206 ROSA RD, SCHENECTADY, NY 12308-2024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 206 ROSA RD, SCHENECTADY, NY 12308-2024 |
| Document Number | 0000024020 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 5102/130 |
| Instrument | 202124020 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,987.00 (+2.03%) | ||
| 2025 | $5,868.00 (+4.67%) | $116,600 (-) Land $17,500 Building $99,100 | $193,078 (+30.82%) Land $28,978 Building $164,100 |
| 2023 | $116,600 (-) Land $17,500 Building $99,100 | $147,595 (+3.8%) Land $22,152 Building $125,443 | |
| 2022 | $116,600 Land $17,500 Building $99,100 | $142,195 Land $21,341 Building $120,854 | |
| 2021 | $5,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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