202 Rosa Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 202 Rosa Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,385 sqft · built 1925
Lot Size0.144 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$163,500 (Mar 2021)
Tax Bill$6,234 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Feb 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 40.45-1-8

Property Details

APN / Parcel Number

Primary APN421500 40.45-1-8
Alternative APN
  • 150004004500010080000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,385 sqft Living Area
1st Floor Area735 sqft
2nd Floor Area650 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area6,300 sqft (0.144 acres)
Lot Dimensions150 ft deep x 42 ft wide
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area439 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address202 ROSA RD
CitySCHENECTADY
StateNY
Zip12308-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 STUCCO
Legal SubdivisionLAND OF JOHN MADER
Legal Block1
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2014
Census Tract20101

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address202 ROSA RD, SCHENECTADY, NY 12308-2024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA
Feb 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 20, 2017Warranty Deed, Transfer
TRUSTCO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2021 · Amount on Record
Deed SaleMar 3, 2021 · Amount on Record
Prior SaleDec 20, 2017 · Amount on Record
Deed Document Number20218399
Deed Book / Page2053 / 408
Prior Transfer DateJan 11, 2020
Prior Transfer Doc0000008359
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 3, 2021
Property Address202 ROSA RD, SCHENECTADY, NY 12308-2024
Document Number0000008399
Book / Page2053 / 408
Instrument DateMar 1, 2020
Instrument202108399
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyMARK ABSTRACT CORPORATION, MURDOCK ABSTRACT CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$654.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address462 KENTUCKY AVE, 462, BERKELEY, CA 94707-1735

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 ROSA RD, SCHENECTADY, NY 12308-2024

Mortgage

Document Number0000008400
DateMar 3, 2021
Instrument202108400
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 28, 2020
Property Address202 ROSA RD, SCHENECTADY, NY 12308-2024
Document Number0000008359
Book / Page002031 / 000489
Instrument DateJan 11, 2020
Instrument8359
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address462 KENTUCKY AVE BERKELEY CA 947071735, BERKELEY, CA 94707-1735

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 20, 2017
Property Address202 ROSA RD, SCHENECTADY, NY 12308-2024
Document Number0000057402
Book / Page1977 / 900
Instrument DateNov 28, 2017
Instrument201757402
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$284.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address202 ROSA RD, 202, SCHENECTADY, NY 12308-2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 N MANNING BLVD, ALBANY, NY 12206-1910

Mortgage

Document Number0000057404
DateDec 20, 2017
Instrument201757404
Lender
NameTRUSTCO BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,234.00 (+6.82%)
2025$5,836.00 (+5.63%)$114,600 (-) Land $17,200 Building $97,400$189,767 (+30.82%) Land $28,482 Building $161,285
2023$114,600 (-) Land $17,200 Building $97,400$145,063 (+3.8%) Land $21,772 Building $123,291
2022$114,600 Land $17,200 Building $97,400$139,756 Land $20,976 Building $118,780
2021$5,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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