Clay County property record for 206 Porter Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,801 sqft · built 2000 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,716 (Nov 2025) |
| Tax Bill | $3,586 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-07-010.00 |
| Primary APN | 05-319-00-07-010.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,801 sqft Living Area |
| Gross Area | 2,557 sqft |
| 1st Floor Area | 1,297 sqft |
| Basement Area | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 165 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 206 PORTER DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 6TH PLAT LT 19 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 06 |
| Legal Lot Number | 19 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 22000 |
Source: Clay County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 206 PORTER DR, SMITHVILLE, MO 64089-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY MORTGAGE LLC |
| May 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| May 9, 2023 | Intrafamily Transfer, Transfer LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Dec 23, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 22, 2017 | Warranty Deed, Transfer · FHA Mortgage BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Prior Sale | Jul 11, 2025 · Amount on Record |
| Deed Document Number | 202528923 |
| Deed Book / Page | 10047 / 159 |
| Prior Transfer Date | Nov 5, 2025 |
| Prior Transfer Doc | 0000028923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 206 PORTER DR, SMITHVILLE, MO 64089-9630 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Title Company | SECURITY 1ST TITLE/NEVADA, SECURITY 1ST TTL ALL BRANCHE |
| Name | Verified Name |
|---|---|
| Address | 8616 NE 98TH CT, KANSAS CITY, MO 64157-6205 |
| Document Number | 0000011116 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 9561/125 |
| Instrument | 2023011116 |
| Name | COMMUNITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, MO 64055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 206 PORTER DR, SMITHVILLE, MO 64089-9630 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011117 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 9561/126 |
| Instrument | 2023011117 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 9, 2023 |
| Property Address | 206 PORTER DR, SMITHVILLE, MO 64089-9630 |
| Document Number | 0000010291 |
| Book / Page | 9557 / 32 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023010291 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 PORTER DR, SMITHVILLE, MO 64089-9630 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 23, 2020 |
| Property Address | 206 PORTER DR, SMITHVILLE, MO 64089-9630 |
| Document Number | 0000050367 |
| Book / Page | 8909 / 113 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020050367 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 206 PORTER DR, SMITHVILLE, MO 64089-9630 |
| Document Number | 0000050368 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020050368 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 22, 2017 |
| Property Address | 206 PORTER DR, SMITHVILLE, MO 64089-9630 |
| Document Number | 0000016510 |
| Book / Page | 7967 / 055 |
| Instrument Date | May 18, 2017 |
| Instrument | 2017016510 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 206 PORTER DR, SMITHVILLE, MO 64089-9630 |
| Document Number | 0000016511 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 2017016511 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,586.00 (+24.6%) | $50,390 (+20.87%) | $265,211 (+20.87%) |
| 2023 | $2,878.00 (+17.23%) | $41,690 | $219,421 |
| 2019 | $2,455.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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