Clay County property record for 203 Porter Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,184 sqft · built 1999 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,600 (Nov 2018) |
| Tax Bill | $3,071 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-04-022.00 |
| Primary APN | 05-319-00-04-022.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,307 sqft |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 525 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 203 PORTER DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 6TH PLAT LT 7 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 06 |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 22000 |
203 Porter Dr is owned and occupied by an individual who bought it in November 2018.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 PORTER DR, SMITHVILLE, MO 64089-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Nov 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on File |
| Deed Sale | Nov 30, 2018 · Amount on File |
| Prior Sale | Dec 27, 2013 · Amount on File |
| Deed Document Number | 201838463 |
| Deed Book / Page | 8327 / 66 |
| Prior Transfer Date | Aug 20, 2001 |
| Prior Transfer Doc | 0000065487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 203 PORTER DR, SMITHVILLE, MO 64089-9629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | METROPOLITAN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000026095 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 8257/165 |
| Instrument | 2018026095 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 203 PORTER DR, SMITHVILLE, MO 64089-9629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018852 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 8702/5 |
| Instrument | 2020018852 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Nov 30, 2018 |
| Property Address | 203 PORTER DR, SMITHVILLE, MO 64089-9629 |
| Document Number | 0000038463 |
| Book / Page | 8327 / 066 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 2018038463 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 203 PORTER DR, SMITHVILLE, MO 64089-9629 |
| Document Number | 0000038464 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 2018038464 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 203 Porter Dr was $3,071.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,071.00 | $43,150 | $227,105 |
| 2023 | $2,597.00 | $37,620 | $198,000 |
| 2019 | $2,164.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 203 Porter Dr in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Porter Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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