206 Pine St N, Onamia, MN 56359 Property Records

Mille Lacs County property record for 206 Pine St N, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1917
Lot Size	0.343 acres (14,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,900 (Jun 2025)
Tax Bill	$1,760 (2026)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-041-0340`

Property Details

APN / Parcel Number

Primary APN	`22-041-0340`

Interior

Building Area	1,092 sqft Total Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	14,981 sqft (0.343 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Location & Zoning

Street Address	206 PINE ST N
City	ONAMIA
State	MN
Zip	56359-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 14 BLK 5
Legal Range	26
Legal Township	42
Legal Section	31
Legal Subdivision	NEW ONAMIA
Legal Block	5
Legal Lot Number	13
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1073
Census Tract	970200

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 PINE ST N, ONAMIA, MN 56359-2068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Deed Document Number	2025446377
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	206 PINE ST N, ONAMIA, MN 56359-2068
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 PINE ST N, ONAMIA, MN 56359-2068

Mortgage

Document Number	000A439815
Date	Feb 2, 2024
Instrument	A439815

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	63 Months
Due	May 1, 2029

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,760.00 (-12.61%)
2025		$130,500 (-25.04%) Land $19,800 Building $110,700	$130,500 (-25.04%) Land $19,800 Building $110,700
2023	$2,014.00	$174,100 Land $19,400 Building $154,700	$174,100 Land $19,400 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Onamia serves 831 people · EPA ID MN1480003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20