203 Pine St N, Onamia, MN 56359 Property Records

Mille Lacs County property record for 203 Pine St N, Onamia, MN 56359

Property Summary

Property TypeSingle Family Home
Details936 sqft · built 1945
Lot Size0.16 acres (6,998 sqft)
OwnerIndividual Name on Record
Last Sale$214,600 (Jul 2025)
Tax Bill$2,438 (2026)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-041-0840

Property Details

APN / Parcel Number

Primary APN22-041-0840

Interior

Building Area936 sqft Living Area
Basement Area936 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area6,998 sqft (0.16 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Deck Area126 sqft

Location & Zoning

Street Address203 PINE ST N
CityONAMIA
StateMN
Zip56359-2068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range26
Legal Township42
Legal Section31
Legal SubdivisionNEW ONAMIA
Legal Block10
Legal Lot Number2
JurisdictionMILLE LACS MN
Township / Civil DivisionONAMIA
Census Block Group1
Census Block1072
Census Tract970200

Owner

Source: Mille Lacs County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address203 PINE ST N, ONAMIA, MN 56359-2068
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2025 · Amount on Record
Deed SaleJul 23, 2025 · Amount on Record
Prior SaleNov 26, 2019 · Amount on Record
Deed Document Number2025447131
Record UpdatedSep 20, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateNov 26, 2019
Property Address203 PINE ST N, ONAMIA, MN 56359-2068
Document NumberA414485
Instrument DateSep 13, 2019
InstrumentA414485
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$511.17
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 PINE ST N, ONAMIA, MN 56359-2068

Mortgage

Document NumberA414486
DateNov 26, 2019
InstrumentA414486
Lender
NameTRUSTONE FINANCIAL FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number000A414487
DateNov 26, 2019
InstrumentA414487
Lender
NameTRUSTONE FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityOnamia City
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,438.00 (-15.7%)
2025$165,400 (-25.33%) Land $18,000 Building $147,400$165,400 (-25.33%) Land $18,000 Building $147,400
2023$2,892.00$221,500 Land $18,000 Building $203,500$221,500 Land $18,000 Building $203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOnamia
serves 831 people · EPA ID MN1480003
Water SourceGroundwater
Last State InspectionNov 2025
Lead5 ppb (2026)
action level 15 ppb
Copper1.49 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable · Fiber in parts of the area
250 / 20

Nearby Properties on Pine St N

Nearby Streets

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