206 Oak Dr, Springfield, KY 40069 Property Records

Washington County property record for 206 Oak Dr, Springfield, KY 40069

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,344 sqft · built 2007
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Dec 2017)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18D-046.16`

Property Details

APN / Parcel Number

Primary APN	`18D-046.16`
Alternative APN	`11497`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	11497
Street Address	206 OAK DR
City	SPRINGFIELD
State	KY
Zip	40069-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 16 -0.24 ACRE
Legal Subdivision	WALNUT RIDGE
Legal Lot Number	16
Jurisdiction	WASHINGTON KY
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2012
Census Tract	930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kalarama Saddlebred Horse Farm listed 2010 · 12 contributing resources · NRIS 10000528

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	206 OAK DR, SPRINGFIELD, KY 40069-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 20, 2017	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Prior Sale	Jul 1, 2010 · Amount on Record
Deed Document Number	0003550498
Deed Book / Page	0355 / 0498
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON KY
Property Address	206 OAK DR, SPRINGFIELD, KY 40069-1450
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	313/683
Date	Jul 13, 2021
Book Page	313/683

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON KY
Recording Date	Dec 20, 2017
Property Address	206 OAK DR, SPRINGFIELD, KY 40069-1450
Document Number	00355/0498
Book / Page	0355 / 0498
Map Reference	CAB A SL 474
Instrument Date	Dec 15, 2017
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 OAK DR, 206, SPRINGFIELD, KY 40069-1450

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 OAK DR, SPRINGFIELD, KY 40069-1450

Mortgage

Document Number	0002850316
Date	Dec 20, 2017
Instrument	0285/0316

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Washington County
Municipality	Springfield City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,815.00 (+3.66%)	$190,000 (+7.95%)	$190,000 (+7.95%)
2023	$1,751.00	$176,000	$176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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