202 Oak Dr, Springfield, KY 40069 Property Records

Washington County property record for 202 Oak Dr, Springfield, KY 40069

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2024)
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18D-046.18`

Property Details

APN / Parcel Number

Primary APN	`18D-046.18`
Alternative APNs	`13459` `15178`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	15178
Street Address	202 OAK DR
City	SPRINGFIELD
State	KY
Zip	40069-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & .22 A - #18
Legal Subdivision	WALNUT RIDGE
Legal Lot Number	18
Jurisdiction	WASHINGTON KY
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2012
Census Tract	930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kalarama Saddlebred Horse Farm listed 2010 · 12 contributing resources · NRIS 10000528

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 OAK DR, SPRINGFIELD, KY 40069-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRINGFIELD STATE BANK
Mar 8, 2024	Deed, Subdivision Related Transfer · Commercial Mortgage SPRINGFIELD STATE BANK
May 20, 2021	Deed, Transfer
Apr 16, 2021	Deed, Transfer · Commercial Mortgage SPRINGFIELD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	2024113634
Deed Book / Page	383 / 419
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON KY
Recording Date	Jul 28, 2026
Property Address	202 OAK DR, SPRINGFIELD, KY 40069-1450
Document Number	0000127888
Book / Page	361 / 35
Instrument Date	Jul 23, 2026
Instrument	2026127888
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 OAK DR, SPRINGFIELD, KY 40069-1450

Mortgage

Document Number	0000127888,
Date	Jul 28, 2026
Book Page	361/35
Instrument	2026127888

Lender

Name	SPRINGFIELD STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jul 28, 2032

Interest

Rate	6.49%
Max Rate	-1%

March 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Mar 8, 2024
Property Address	202 OAK DR, SPRINGFIELD, KY 40069-1450
Document Number	00D383/419
Book / Page	D383 / 419
Map Reference	CAB A SL 474
Instrument Date	Mar 8, 2024
Instrument	113534
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1323 THURMAN LN, SPRINGFIELD, KY 40069-8500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 BOBOLINK DR APT 1, 1, SPRINGFIELD, KY 40069-1607

Mortgage

Document Number	0000113635
Date	Mar 8, 2024
Instrument	113635

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2054

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	May 20, 2021
Property Address	202 OAK DR, SPRINGFIELD, KY 40069-1450
Document Number	000370/238
Book / Page	370 / 238
Map Reference	CAB A SL 474
Instrument Date	May 18, 2021
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 189, SPRINGFIELD, KY 40069-0189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 ROSEWOOD DR, SPRINGFIELD, KY 40069-9291

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Apr 16, 2021
Property Address	202 OAK DR, SPRINGFIELD, KY 40069-1450
Document Number	000369/688
Book / Page	369 / 688
Map Reference	CAB A SL 474
Instrument Date	Apr 13, 2021
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4110 BRUSH GROVE RD, WILLISBURG, KY 40078-8067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 189, SPRINGFIELD, KY 40069-0189

Mortgage

Document Number	0000031213
Date	Apr 16, 2021
Instrument	312/13

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 18, 2022

Tax Assessment & Valuation

Source: Washington County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Washington County
Municipality	Springfield City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,910.00 (+997.7%)	$200,000 (+1,042.86%)	$200,000 (+1,042.86%)
2023	$174.00	$17,500	$17,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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