Stanly County property record for 206 Montclair Dr, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,893 sqft · built 2017 |
| Lot Size | 0.41 acres (17,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jul 2025) |
| Tax Bill | $4,091 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 556504923747 |
| Primary APN | 556504923747 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,893 sqft Finished Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Roof Material | Composition Shingle |
| Lot Area | 17,877 sqft (0.41 acres) |
| Lot Depth | 177 ft Depth |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1550918 |
|---|---|
| Street Address | 206 MONTCLAIR DR |
| City | LOCUST |
| State | NC |
| Zip | 28097-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 206 MONTCLAIR DR LT 1 BLK D 556504207 |
| Legal Subdivision | BARBARA ANN PARK |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930801 |
Source: Stanly County records · APN 556504923747
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3525 WILLOW CREEK DR, MOUNT PLEASANT, NC 28124-7804 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jul 31, 2025 | Warranty Deed, Transfer HAGEN KLMBERLY |
| Apr 09, 2025 | Intrafamily Transfer, Transfer |
| Nov 20, 2024 | Intrafamily Transfer, Transfer |
| Oct 28, 2019 | Loan Modification, Mortgage · Conventional Mortgage PRIME LNDG |
| Jun 07, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Prior Sale | Jun 07, 2019 · Amount on Record |
| Deed Book / Page | 1890 / 671 |
| Prior Transfer Date | Oct 25, 2024 |
| Prior Transfer Doc | 0000473084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 206 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | UNKNOWN, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000434999 |
|---|---|
| Date | Jul 08, 2021 |
| Book Page | 1748/927 |
| Instrument | 434999 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 31, 2025 |
| Property Address | 206 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Document Number | 0000479762 |
| Book / Page | 1890 / 671 |
| Map Reference | MB 5 PG 123 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 479762 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1608 TRADITIONS CT, WAXHAW, NC 28173-5600 |
| Name | Verified Name |
|---|---|
| Address | 3525 WILLOW CREEK DR, MOUNT PLEASANT, NC 28124-7804 |
| Document Number | 0000479763 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 479763 |
| Name | HAGEN KLMBERLY |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Aug 01, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 09, 2025 |
| Property Address | 206 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Document Number | 0000476659 |
| Book / Page | 1879 / 1655 |
| Map Reference | MB 5 PG 123 |
| Instrument Date | Nov 21, 2024 |
| Instrument | 476659 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Nov 20, 2024 |
| Property Address | 206 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Document Number | 0000473084 |
| Book / Page | 1868 / 1337 |
| Map Reference | MB 5 PG 123 |
| Instrument Date | Oct 25, 2024 |
| Instrument | 473084 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 206 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Document Number | 0000414294 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 206 MONTCLAIR DR LOCUST NC 280979529, LOCUST, NC 28097-9529 |
| Document Number | 0000414294 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 001684/000291 |
| Instrument | 414294 |
| Name | PRIME LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.51% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 07, 2019 |
| Property Address | 206 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Document Number | 0000410165 |
| Book / Page | 001672 / 000146 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 410165 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1712 SW 157TH PLACE RD OCALA FL 344738887, OCALA, FL 34473-8887 |
Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,091.00 (+12.89%) | $444,697 (+33.74%) Land $39,268 Building $405,429 | $444,697 (+33.74%) Land $39,268 Building $405,429 |
| 2023 | $3,624.00 | $332,503 Land $22,906 Building $309,597 | $332,503 Land $22,906 Building $309,597 |
Source: FEMA National Flood Hazard Layer as of May 30, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 115 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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