206 Montclair Dr, Locust, NC 28097 Property Records

Stanly County property record for 206 Montclair Dr, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,893 sqft · built 2017
Lot Size0.41 acres (17,877 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Jul 2025)
Tax Bill$4,091 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN556504923747

Property Details

APN / Parcel Number

Primary APN556504923747
Alternative APNs
  • 1550918
  • 1525085
  • 138708

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,893 sqft Finished Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Roof MaterialComposition Shingle
Lot Area17,877 sqft (0.41 acres)
Lot Depth177 ft Depth
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1550918
Street Address206 MONTCLAIR DR
CityLOCUST
StateNC
Zip28097-9529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 206 MONTCLAIR DR LT 1 BLK D 556504207
Legal SubdivisionBARBARA ANN PARK
Legal BlockD
Legal Lot Number1
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1015
Census Tract930801

Owner

Source: Stanly County records · APN 556504923747

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3525 WILLOW CREEK DR, MOUNT PLEASANT, NC 28124-7804
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Jul 31, 2025Warranty Deed, Transfer
HAGEN KLMBERLY
Apr 09, 2025Intrafamily Transfer, Transfer
Nov 20, 2024Intrafamily Transfer, Transfer
Oct 28, 2019Loan Modification, Mortgage · Conventional Mortgage
PRIME LNDG
Jun 07, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Prior SaleJun 07, 2019 · Amount on Record
Deed Book / Page1890 / 671
Prior Transfer DateOct 25, 2024
Prior Transfer Doc0000473084
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address206 MONTCLAIR DR, LOCUST, NC 28097-9529
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanyUNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000434999
DateJul 08, 2021
Book Page1748/927
Instrument434999
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJul 31, 2025
Property Address206 MONTCLAIR DR, LOCUST, NC 28097-9529
Document Number0000479762
Book / Page1890 / 671
Map ReferenceMB 5 PG 123
Instrument DateJul 31, 2025
Instrument479762
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1608 TRADITIONS CT, WAXHAW, NC 28173-5600

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 WILLOW CREEK DR, MOUNT PLEASANT, NC 28124-7804

Mortgage

Document Number0000479763
DateJul 31, 2025
Instrument479763
Lender
NameHAGEN KLMBERLY
TypePrivate Party
Agreement
AmountAmount Recorded
Term61 Months
DueAug 01, 2030

April 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANLY NC
Recording DateApr 09, 2025
Property Address206 MONTCLAIR DR, LOCUST, NC 28097-9529
Document Number0000476659
Book / Page1879 / 1655
Map ReferenceMB 5 PG 123
Instrument DateNov 21, 2024
Instrument476659
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 MONTCLAIR DR, LOCUST, NC 28097-9529

November 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANLY NC
Recording DateNov 20, 2024
Property Address206 MONTCLAIR DR, LOCUST, NC 28097-9529
Document Number0000473084
Book / Page1868 / 1337
Map ReferenceMB 5 PG 123
Instrument DateOct 25, 2024
Instrument473084
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 MONTCLAIR DR, LOCUST, NC 28097-9529

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTANLY NC
Property Address206 MONTCLAIR DR, LOCUST, NC 28097-9529
Document Number0000414294
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 MONTCLAIR DR LOCUST NC 280979529, LOCUST, NC 28097-9529

Mortgage

Document Number0000414294
DateOct 28, 2019
Book Page001684/000291
Instrument414294
Lender
NamePRIME LNDG
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2049
Interest
Rate TypeFixed Rate
Rate4.51%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJun 07, 2019
Property Address206 MONTCLAIR DR, LOCUST, NC 28097-9529
Document Number0000410165
Book / Page001672 / 000146
Instrument DateJun 07, 2019
Instrument410165
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$520.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1712 SW 157TH PLACE RD OCALA FL 344738887, OCALA, FL 34473-8887

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,091.00 (+12.89%)$444,697 (+33.74%) Land $39,268 Building $405,429$444,697 (+33.74%) Land $39,268 Building $405,429
2023$3,624.00$332,503 Land $22,906 Building $309,597$332,503 Land $22,906 Building $309,597

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 30, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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