Stanly County property record for 203 Montclair Dr, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,190 sqft · built 2018 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Company Name on File |
| Last Sale | $399,000 (Nov 2021) |
| Tax Bill | $2,916 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 556504923736 |
| Primary APN | 556504923736 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Finished Area |
| Gross Area | 4,044 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,511 sqft (0.93 acres) |
| Lot Dimensions | 218 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1535406 |
|---|---|
| Street Address | 203 MONTCLAIR DR |
| City | LOCUST |
| State | NC |
| Zip | 28097-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MULTIPLE |
| Legal Description | HSE 203 MONTCLAIR DR LT 1 BLK A 556504022 |
| Legal Subdivision | BARBARA ANN PARK |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930801 |
Source: Stanly County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Nov 1, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Apr 5, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Document Number | 0001763778 |
| Deed Book / Page | 1763 / 778 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 203 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000446024 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 1783/206 |
| Instrument | 446024 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 7, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Nov 1, 2021 |
| Property Address | 203 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Document Number | 0000439663 |
| Book / Page | 1763 / 778 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 439663 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 SIMPSON RD, LOCUST, NC 28097-9669 |
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 5, 2017 |
| Property Address | 203 MONTCLAIR DR, LOCUST, NC 28097-9529 |
| Document Number | 0000389531 |
| Book / Page | 001603 / 000877 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 389531 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1207 W MAIN ST LOCUST NC 280978734, LOCUST, NC 28097-8734 |
Source: Stanly County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,916.00 | $267,534 Land $24,460 Building $243,074 | $267,534 Land $24,460 Building $243,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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