Yankton County property record for 206 Merchant St, Gayville, SD 57031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 875 sqft · built 1978 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Mar 2012) |
| Tax Bill | $1,542 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31.100.005.180 |
| Primary APN | 31.100.005.180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Unfinished Basement | 860 sqft |
| Flooring | Other |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Mixed |
| Garage Area | 2,046 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 875 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 206 MERCHANT ST |
|---|---|
| City | GAYVILLE |
| State | SD |
| Zip | 57031-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 & W2 LT 12 BLK 5 ORIGINAL TOWN |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 5 |
| Legal Lot Number | 11,12 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | GAYVILLE |
| Census Block Group | 5 |
| Census Block | 5064 |
| Census Tract | 966400 |
206 Merchant St is owned by an individual who bought it in March 2012.
Source: Yankton County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 268, GAYVILLE, SD 57031-0268 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2012 · Amount on File |
| Deed Sale | Mar 14, 2012 · Amount on File |
| Prior Sale | Dec 1, 2011 · Amount on File |
| Deed Book / Page | 503 / 565 |
| Prior Transfer Date | Nov 21, 2011 |
| Prior Transfer Doc | 000502/143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 206 MERCHANT ST, GAYVILLE, SD 57031-2027 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | YANKTON TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000552/75 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 552/75 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 206 Merchant St was $1,542.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Gayville Town |
| Unified School District | Gayville-Volin School District 63-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,800 Land $7,900 Building $139,900 | $147,800 Land $7,900 Building $139,900 | |
| 2025 | $1,542.00 | ||
| 2023 | $98,400 Land $7,900 Building $90,500 | ||
| 2022 | $1,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Merchant St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Merchant St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAYVILLE serves 392 people · EPA ID SD4600140 |
|---|---|
| Water Source | Purchased groundwater from CLAY RURAL WATER SYSTEM |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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