Yankton County property record for 202 Merchant St, Gayville, SD 57031
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1976 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,000 (Jul 2016) |
| Tax Bill | $2,660 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31.100.005.200 |
| Primary APN | 31.100.005.200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Flooring | Other |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,848 sqft (0.272 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 202 MERCHANT ST |
|---|---|
| City | GAYVILLE |
| State | SD |
| Zip | 57031-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E25 OF LT 12, ALL LT 13 & W4 LT 14 BLK 5 ORIGINAL TOWN |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 5 |
| Legal Lot Number | 12-14 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | GAYVILLE |
| Census Block Group | 5 |
| Census Block | 5064 |
| Census Tract | 966400 |
Source: Yankton County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 MERCHANT ST, GAYVILLE, SD 57031-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2016 · Amount on Record |
| Deed Sale | Jul 6, 2016 · Amount on Record |
| Prior Sale | Sep 27, 2012 · Amount on Record |
| Deed Book / Page | 530 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jul 14, 2023 |
| Property Address | 202 MERCHANT ST, GAYVILLE, SD 57031-2027 |
| Document Number | 000570/319 |
| Book / Page | 570 / 319 |
| Map Reference | MB G PG 26 |
| Instrument Date | Jul 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | YANKTON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 E FRANCIS ST, YANKTON, SD 57078-5101 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 202 MERCHANT ST, GAYVILLE, SD 57031-2027 |
| Document Number | 0000570320 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 570/320 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 000570/407 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 570/407 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | YANKTON, SD 57078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Gayville Town |
| Unified School District | Gayville-Volin School District 63-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,300 (+27.05%) Land $8,300 Building $212,000 | $220,300 Land $8,300 Building $212,000 | |
| 2025 | $2,660.00 (+40.89%) | ||
| 2023 | $173,400 (+26.85%) Land $8,300 Building $165,100 | ||
| 2022 | $1,888.00 (+7.03%) | $136,700 Land $8,300 Building $128,400 | |
| 2021 | $1,764.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAYVILLE serves 392 people · EPA ID SD4600140 |
|---|---|
| Water Source | Purchased groundwater from CLAY RURAL WATER SYSTEM |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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