Oconee County property record for 206 Loran Pointe Cir, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,320 sqft · built 2008 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,933 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-58-01-118 |
| Primary APN | 520-58-01-118 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Living Area |
| Basement Area | 1,376 sqft |
| Finished Basement | 1 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 523 ft deep x 10 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1064735 |
|---|---|
| Old Parcel Number | 520 58 01 118 |
| Street Address | 206 LORAN POINTE CIR |
| City | SENECA |
| State | SC |
| Zip | 29672-2359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3A COTTAGES @ LORAN POINTE |
| Legal Subdivision | LORAN POINTE |
| Legal Lot Number | 3A |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30601 |
206 Loran Pointe Cir is owned and occupied by an individual who acquired it in August 2025.
Source: Oconee County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 LORAN POINTE CIR, SENECA, SC 29672-2359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2025 |
| Deed Sale | Aug 7, 2025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 206 LORAN POINTE CIR, SENECA, SC 29672-2359 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000015185 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 4121/39 |
| Instrument | 15185 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | Feb 1, 2045 |
The 2025 property tax bill for 206 Loran Pointe Cir was $1,933.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Municipality | Seneca City |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,933.00 | $13,259 Land $630 Building $12,629 | $331,480 Land $15,750 Building $315,730 |
| 2023 | $13,259 Land $630 Building $12,629 | $331,480 Land $15,750 Building $315,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Loran Pointe Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Loran Pointe Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: West Carolina Rural Telephone Cooperative.
5G (outdoors only) and 4G LTE
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