132 Loran Pointe Cir, Seneca, SC 29672 Property Records

Oconee County property record for 132 Loran Pointe Cir, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,134 sqft · built 1994
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Company Names on File
Last Sale	$635,000 (May 2023)
Tax Bill	$10,036 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-58-01-051`

Property Details

APN / Parcel Number

Primary APN	`520-58-01-051`
Alternative APN	`59192`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,134 sqft Living Area
1st Floor Area	2,162 sqft
Basement Area	796 sqft
Finished Basement	796 sqft
Unfinished Basement	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	658 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59192
Street Address	132 LORAN POINTE CIR
City	SENECA
State	SC
Zip	29672-2358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 LORAN POINTE
Legal Subdivision	LORAN POINTE
Legal Block	1
Legal Lot Number	23
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3013
Census Tract	30601

Owner

132 Loran Pointe Cir is owned by a company that acquired it in October 2024.

Source: Oconee County records, as of November 17, 2025

Owner of Record	2 Company Names on File
Mailing Address	132 LORAN POINTE CIR, SENECA, SC 29672-2358
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on File
Deed Sale	May 24, 2023 · Amount on File
Deed Document Number	202314989
Deed Book / Page	2944 / 257
Last Transfer Date	Oct 25, 2024
Transfer Doc	0000005383
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 24, 2023
Property Address	132 LORAN POINTE CIR, SENECA, SC 29672-2358
Document Number	0000014989
Book / Page	2944 / 257
Map Reference	MB A292 PG 8
Instrument Date	May 23, 2023
Instrument	14989
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 LORAN POINTE CIR, SENECA, SC 29672-2358

Mortgage

Document Number	0000014990
Date	May 24, 2023
Book Page	4452/198
Instrument	14990

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 132 Loran Pointe Cir was $10,036.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,036.00	$23,750 Land $1,456 Building $22,294	$593,760 Land $36,400 Building $557,360
2023		$13,419 Land $968 Building $12,451	$335,459 Land $24,190 Building $311,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 132 Loran Pointe Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Loran Pointe Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20