206 Legend Dr, Mill Spring, NC 28756 Property Records

Rutherford County property record for 206 Legend Dr, Mill Spring, NC 28756

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,434 sqft · built 2012
Lot Size2.21 acres (96,268 sqft)
Owner2 Individual Names on File
Last Sale$679,000 (Apr 2022)
Tax Bill$3,422 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1639984

Property Details

APN / Parcel Number

Primary APN1639984

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,434 sqft Heated Area
Basement Area896 sqft
Finished Basement896 sqft
Unfinished Basement896 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area96,268 sqft (2.21 acres)

Exterior Amenities

PorchSlab
Porch Area160 sqft
Deck Area24 sqft
Patio Area354 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Street Address206 LEGEND DR
CityMILL SPRING
StateNC
Zip28756-0078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONECREST LO:8 PL:26-243
Legal SubdivisionSTONECREST SUBDIVISION
Legal Lot Number8
JurisdictionRUTHERFORD NC
Township / Civil DivisionCHIMNEY ROCK
Census Block Group1
Census Block1064
Census Tract960302

Owner

Source: Rutherford County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2820 WHITING AVE, CHARLOTTE, NC 28205-1692
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleJun 20, 2016 · Amount on Record
Deed Book / Page2060 / 703
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateApr 29, 2022
Property Address206 LEGEND DR, MILL SPRING, NC 28756-0078
Document Number0020600703
Book / Page2060 / 703
Map ReferenceMB 26 PG 243
Instrument DateApr 29, 2022
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4305 WOOD DUCK WAY, 4305, HENDERSONVILLE, NC 28792-7985

Transferred To (Grantee/Buyer)

NameVerified Name
Address2820 WHITING AVE, CHARLOTTE, NC 28205-1692

Mortgage

Document Number0002060706
DateApr 29, 2022
Instrument2060/706
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,422.00 (+56.97%)$591,400 (-) Land $234,100 Building $357,300$591,400 (-) Land $234,100 Building $357,300
2023$591,400 Land $234,100 Building $357,300$591,400 Land $234,100 Building $357,300
2022$2,180.00
2021$2,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (2021–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Legend Dr

Nearby Streets

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