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  2. North Carolina
  3. Polk County
  4. Mill Spring
  5. Legend Dr

170 Legend Dr, Mill Spring, NC 28756 Property Records

Rutherford County property record for 170 Legend Dr, Mill Spring, NC 28756

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,974 sqft · built 2015
Lot Size2.49 acres (108,464 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Feb 2020)
Tax Bill$3,297 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1639986

Property Details

APN / Parcel Number

Primary APN1639986
Alternative APN
  • 47889

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,974 sqft Heated Area
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialLogs
Roof TypeGable
Roof MaterialAsphalt
Lot Area108,464 sqft (2.49 acres)
Garage Area576 sqft

Exterior Amenities

PorchSlab
Porch Area256 sqft
Deck Area676 sqft
Patio Area676 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Street Address170 LEGEND DR
CityMILL SPRING
StateNC
Zip28756-0179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONECREST LO:6 PL:26-243
Legal SubdivisionSTONECREST SUBDIVISION
Legal Lot Number6
JurisdictionRUTHERFORD NC
Township / Civil DivisionCHIMNEY ROCK
Census Block Group1
Census Block1064
Census Tract960302

Owner

Source: Rutherford County records · APN 1639986

Assessment roll updated August 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 696, CRYSTAL BEACH, FL 34681-0696
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2019Deed of Trust, Mortgage · Line of Credit
HOMETRUST BANK
Feb 27, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleDec 31, 2014 · Amount on Record
Deed Book / Page2030 / 3420
Prior Transfer DateJul 29, 2015
Prior Transfer Doc0011150834
Record UpdatedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address170 LEGEND DR, MILL SPRING, NC 28756-0179
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020274677
DateNov 19, 2019
Book Page2027/4677
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateFeb 27, 2020
Property Address170 LEGEND DR, MILL SPRING, NC 28756-0179
Document Number0020303420
Book / Page002030 / 003420
Instrument DateFeb 27, 2020
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$830.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 696 CRYSTAL BEACH FL 346810696, CRYSTAL BEACH, FL 34681-0696

Mortgage

Document Number20303423
DateFeb 27, 2020
Book Page002030/003423
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,297.00 (+31.35%)$568,100 (-) Land $141,300 Building $426,800$568,100 (-) Land $141,300 Building $426,800
2023$568,100 Land $141,300 Building $426,800$568,100 Land $141,300 Building $426,800
2022$2,510.00
2021$2,510.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), as of April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619603021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (2021–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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