206 High St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 206 High St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	built 1960
Lot Size	0.184 acres (7,998 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 1998)
Tax Bill	$15,445 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00484-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`03-00484-0000-00030`
Alternative APNs	`030048400030` `5540008`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	7,998 sqft (0.184 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	5540008
Street Address	206 HIGH ST
City	CRANFORD
State	NJ
Zip	07016-2965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	484
Legal Lot Number	30
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3010
Census Tract	37200

Owner

206 High St is owned and occupied by two individuals who bought it in June 1998.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 HIGH ST, CRANFORD, NJ 07016-2965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit VAST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 1998 · Amount on File
Deed Sale	Jun 12, 1998 · Amount on File
Deed Document Number	199853380
Deed Book / Page	4673 / 180
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Aug 21, 2026
Property Address	206 HIGH ST, CRANFORD, NJ 07016-2965
Document Number	0000096244
Book / Page	15847 / 2190
Instrument Date	Aug 12, 2026
Instrument	202696244
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 HIGH ST, CRANFORD, NJ 07016-2965

Mortgage

Document Number	0000096244,
Date	Aug 21, 2026
Book Page	15847/2190
Instrument	202696244

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 16, 2051

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	206 HIGH ST, CRANFORD, NJ 07016-2965
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150742661
Date	Oct 7, 2021
Book Page	15074/2661
Instrument	22447

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	206 HIGH ST, CRANFORD, NJ 07016-2965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144930301
Date	Sep 27, 2018
Book Page	14493/0301
Instrument	663305

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	206 HIGH ST, CRANFORD, NJ 07016-2965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146602446
Date	Mar 3, 2020
Book Page	14660/2446
Instrument	687839

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 206 High St was $15,445, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,100 (-) Land $74,300 Building $138,800	$213,100 (-) Land $74,300 Building $138,800
2025	$15,445.00 (+6.92%)	$213,100 Land $74,300 Building $138,800	$213,100 Land $74,300 Building $138,800
2024	$14,446.00
2023		$213,100 Land $74,300 Building $138,800	$213,100 Land $74,300 Building $138,800
2022	$14,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1983–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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