201 High St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 201 High St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	4,300 sqft · built 2005
Lot Size	0.291 acres (12,689 sqft)
Owner	2 Individual Names on File
Last Sale	$1,058,000 (May 2025)
Tax Bill	$22,280 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00483-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`03-00483-0000-00005-01`
Alternative APNs	`03004830000000050001` `5498008`

Interior

Stories	2 Stories
Building Area	4,300 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	12,689 sqft (0.291 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	5498008
Street Address	201 HIGH ST
City	CRANFORD
State	NJ
Zip	07016-2968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/CRANFORD
Legal Block	483
Legal Lot Number	5.1
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3003
Census Tract	37200

Owner

201 High St is owned and occupied by two individuals who acquired it in January 2026.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 HIGH ST, CRANFORD, NJ 07016-2968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
May 28, 2025	Deed of Trust, Mortgage · Line of Credit ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Jul 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 4, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Prior Sale	Jul 25, 2005 · Amount on File
Deed Document Number	202546443
Deed Book / Page	6582 / 2456
Last Transfer Date	Jan 23, 2026
Transfer Doc	0066092810
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	201 HIGH ST, CRANFORD, NJ 07016-2968
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 111GB ST, ROSELLE PARK, NJ 07204
Investor	Possibly a Property Investor

Mortgage

Document Number	0157772992
Date	Mar 25, 2026
Book Page	15777/2992
Instrument	90623

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	201 HIGH ST, CRANFORD, NJ 07016-2968
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	GENUINE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 FILBERT ST, ROSELLE PARK, NJ 07204-1217

Mortgage

Document Number	0156402622
Date	May 28, 2025
Book Page	15640/2622
Instrument	78248

Lender

Name	ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Address	JERSEY CITY, NJ 07302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 1, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	201 HIGH ST, CRANFORD, NJ 07016-2968
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	GENUINE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 HIGH ST, CRANFORD, NJ 07016-2968
Investor	Possibly a Property Investor

Mortgage

Document Number	0156692740
Date	Jul 28, 2025
Book Page	15669/2740
Instrument	80720

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Feb 4, 2026
Property Address	201 HIGH ST, CRANFORD, NJ 07016-2968
Document Number	0066092810
Book / Page	6609 / 2810
Instrument Date	Jun 27, 2025
Instrument	52677
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	PRIORITY TITLE/FL LLC, PRIORITY T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 HIGH ST, CRANFORD, NJ 07016-2968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 HIGH ST, CRANFORD, NJ 07016-2968
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088297
Date	Feb 4, 2026
Instrument	88297

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 201 High St was $22,280, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,400 (-) Land $82,900 Building $224,500	$307,400 (-) Land $82,900 Building $224,500
2025	$22,280.00 (+6.91%)	$307,400 Land $82,900 Building $224,500	$307,400 Land $82,900 Building $224,500
2024	$20,839.00
2023		$307,400 Land $82,900 Building $224,500	$307,400 Land $82,900 Building $224,500
2022	$20,325.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 201 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1983–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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