206 Ginseng Dr, Sunset, SC 29685 Property Records

Pickens County property record for 206 Ginseng Dr, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,915 sqft · built 2003
Lot Size	2.79 acres (121,532 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (May 2018)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4123-00-88-2415`

Property Details

APN / Parcel Number

Primary APN	`4123-00-88-2415`
Alternative APN	`R0042953`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,915 sqft Living Area
Basement Area	3,293 sqft
Finished Basement	1,187 sqft
Unfinished Basement	2,106 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	121,532 sqft (2.79 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	510 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0042953
Old Parcel Number	4123 00 88 2415
Street Address	206 GINSENG DR
City	SUNSET
State	SC
Zip	29685-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEOWEE VINEYARDS LOT 081 SECTION W PLAT 279/13 14 PLAT 310/5-6
Legal Subdivision	KEOWEE VINEYARDS
Legal Tract	4
Legal Block	88
Legal Lot Number	81
Jurisdiction	PICKENS SC
Township / Civil Division	NORTH PICKENS
Census Block Group	1
Census Block	1086
Census Tract	10100

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	206 GINSENG DR, SUNSET, SC 29685-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST BANK
May 14, 2018	Deed, Transfer TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Deed Document Number	201806703
Deed Book / Page	1954 / 176
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	206 GINSENG DR, SUNSET, SC 29685-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012649
Date	Aug 29, 2018
Book Page	5389/276
Instrument	201812649

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	00000

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	May 14, 2018
Property Address	206 GINSENG DR, SUNSET, SC 29685-2224
Document Number	0000006703
Book / Page	1954 / 176
Instrument Date	May 9, 2018
Instrument	201806703
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 GINSENG DR, SUNSET, SC 29685-2224

Mortgage

Document Number	0000006704
Date	May 14, 2018
Instrument	201806704

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.62%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00 (-45.29%)	$29,900 (+15%) Land $2,530 Building $27,370	$1,241,500 (+91%) Land $105,100 Building $1,136,400
2024	$5,626.00 (+98.1%)	$26,000 (-) Land $2,200 Building $23,800	$650,000 (-) Land $55,000 Building $595,000
2023	$2,840.00 (-1.93%)	$26,000 (-) Land $2,200 Building $23,800	$650,000 (-) Land $55,000 Building $595,000
2022	$2,896.00	$26,000 Land $2,200 Building $23,800	$650,000 Land $55,000 Building $595,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1979–2019)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ginseng Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures