101 Ginseng Dr, Sunset, SC 29685 Property Records

Pickens County property record for 101 Ginseng Dr, Sunset, SC 29685 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,963 sqft · built 2004
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$543,000 (Oct 2019)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4123-00-98-0019`

Property Details

APN / Parcel Number

Primary APN	`4123-00-98-0019`
Alternative APN	`R0006513`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,963 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Block
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	425 sqft
Deck Area	200 sqft
Patio Area	650 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0006513
Old Parcel Number	4123 00 98 0019
Street Address	101 GINSENG DR
City	SUNSET
State	SC
Zip	29685-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEOWEE VINEYARDS LOT 058 SECT W PLAT 279/11 12 PLAT 310/7,8
Legal Subdivision	KEOWEE VINEYARDS
Legal Block	98
Legal Lot Number	58
Jurisdiction	PICKENS SC
Township / Civil Division	NORTH PICKENS
Census Block Group	1
Census Block	1087
Census Tract	10100

Owner

Source: Pickens County records · APN 4123-00-98-0019

Assessment roll updated June 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	101 GINSENG DR, SUNSET, SC 29685-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 04, 2019	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Deed Document Number	0002100152
Deed Book / Page	2100 / 152
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	101 GINSENG DR, SUNSET, SC 29685-2223
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019392
Date	Dec 20, 2019
Book Page	5586/265
Instrument	201919392

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 04, 2019
Property Address	101 GINSENG DR, SUNSET, SC 29685-2223
Document Number	0000015247
Book / Page	2100 / 152
Map Reference	MB 310 PG 7&8
Instrument Date	Oct 04, 2019
Instrument	201915247
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 GINSENG DR, SUNSET, SC 29685-2223

Mortgage

Document Number	0000015248
Date	Oct 04, 2019
Instrument	201915248

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.47%
Index	1-Year LIBOR
Max Rate	9.47%

Tax Assessment & Valuation

Source: Pickens County records · Assessment roll updated June 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00 (-41.36%)	$24,980 (+15.01%) Land $1,610 Building $23,370	$1,037,100 (+90.99%) Land $66,900 Building $970,200
2024	$4,700.00 (+82.88%)	$21,720 (-) Land $1,400 Building $20,320	$543,000 (-) Land $35,000 Building $508,000
2023	$2,570.00 (-1.95%)	$21,720 (-) Land $1,400 Building $20,320	$543,000 (-) Land $35,000 Building $508,000
2022	$2,621.00	$21,720 Land $1,400 Building $20,320	$543,000 Land $35,000 Building $508,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pickens County (45077C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450770101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1979–2019)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2019, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 30% of South Carolina
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
West Carolina Rural Telephone Cooperative	Fiber	8,000 / 8,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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