206 Forest St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 206 Forest St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	924 sqft · built 1905
Lot Size	0.086 acres (3,751 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Jun 2023)
Tax Bill	$9,233 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03303-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`13-03303-0000-00040`
Alternative APN	`130330300040`

Interior

Stories	2 Stories
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	130330300040
Street Address	206 FOREST ST
City	MONTCLAIR
State	NJ
Zip	07042-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	25X150
Legal Block	3303
Legal Lot Number	40
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1000
Census Tract	16600

Owner

Source: Essex County and Montclair Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 VALLEYVIEW RD, WARREN, NJ 07059-5230
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Oct 23, 2006 · Amount on Record
Deed Document Number	202336893
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 20, 2023
Property Address	206 FOREST ST, MONTCLAIR, NJ 07042-3906
Document Number	0000036893
Instrument Date	Jun 13, 2023
Instrument	2023036893
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	EAST COAST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 FOREST ST, MONTCLAIR, NJ 07042-3906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 VALLEYVIEW RD, WARREN, NJ 07059-5230

Mortgage

Document Number	0000036894
Date	Jun 20, 2023
Instrument	2023036894

Lender

Name	PROVIDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,600 (-) Land $168,800 Building $93,800	$262,600 (-) Land $168,800 Building $93,800
2025	$9,233.00 (+3.32%)	$262,600 (-) Land $168,800 Building $93,800	$262,600 (-) Land $168,800 Building $93,800
2024	$8,936.00 (+3.5%)
2023		$262,600 (-) Land $168,800 Building $93,800	$262,600 (-) Land $168,800 Building $93,800
2022	$8,634.00 (+1.77%)	$262,600 Land $168,800 Building $93,800	$262,600 Land $168,800 Building $93,800
2021	$8,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	41 units insured incl. 10 condo units
Nearby Flood Claims	36 (1993–2024)
Claims Outside the SFHA	3 of 36
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20