Essex County and Montclair Township property record for 204 Forest St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,420 sqft · built 1900 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Jul 2019) |
| Tax Bill | $11,670 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03303-0000-00039 |
| Primary APN | 13-03303-0000-00039 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,420 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Old Parcel Number | 130330300039 |
|---|---|
| Street Address | 204 FOREST ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 25X150 |
| Legal Subdivision | TOWNSHIP/MONTCLAIR |
| Legal Block | 3303 |
| Legal Lot Number | 39 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16600 |
204 Forest St is owned by an individual who bought it in July 2019.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 WINDING WAY, WOODLAND PARK, NJ 07424-2665 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jul 17, 2019 | Grant Deed, Transfer · FHA Mortgage NJ LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on File |
| Deed Sale | Jul 17, 2019 · Amount on File |
| Prior Sale | Jul 17, 2009 · Amount on File |
| Deed Document Number | 201965896 |
| Prior Transfer Date | Jun 22, 2009 |
| Prior Transfer Doc | 0009059108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 204 FOREST ST, MONTCLAIR, NJ 07042-3906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 204 FOREST ST, MONTCLAIR, NJ 07042-3906 |
| Document Number | 0000061139 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025061139 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 204 FOREST ST, MONTCLAIR, NJ 07042-3906 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & STLMT SVCS LL |
| Name | Verified Name |
|---|
| Document Number | 0000149143 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021149143 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 204 FOREST ST, MONTCLAIR, NJ 07042-3906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | ATLANTIC TTL & SETMNT SVCS |
| Name | Verified Name |
|---|
| Document Number | 2021038329 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021038329 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 17, 2019 |
| Property Address | 204 FOREST ST, MONTCLAIR, NJ 07042-3906 |
| Document Number | 0000065896 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 65896 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 WINDING WAY WOODLAND PARK NJ 074242665, WOODLAND PARK, NJ 07424-2665 |
| Document Number | 65897 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 65897 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2049 |
The 2025 property tax bill for 204 Forest St was $11,670, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,900 (-) Land $160,300 Building $171,600 | $331,900 (-) Land $160,300 Building $171,600 | |
| 2025 | $11,670.00 (+3.33%) | $331,900 Land $160,300 Building $171,600 | $331,900 Land $160,300 Building $171,600 |
| 2024 | $11,294.00 | ||
| 2023 | $331,900 Land $160,300 Building $171,600 | $331,900 Land $160,300 Building $171,600 | |
| 2022 | $10,912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Forest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 41 units insured incl. 10 condo units |
| Nearby Flood Claims | 36 (1993–2024) |
| Claims Outside the SFHA | 3 of 36 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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