206 E Stoddard St, Charlotte, MI 48813 Property Records

Eaton County property record for 206 E Stoddard St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,502 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Jul 2012 Mortgage Jun 2010 Sale
Flood Zone	Zone X (minimal risk)
APN	`20000000904000`

Property Details

APN / Parcel Number

Primary APN	`20000000904000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,502 sqft Living Area
1st Floor Area	982 sqft
Basement Area	982 sqft
Unfinished Basement	982 sqft

Exterior

Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	80 ft deep x 65 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	206 E STODDARD ST
City	CHARLOTTE
State	MI
Zip	48813-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	E 1/2 OF LOTS 1 & 4. BLOCK 9. O. P. CITY OF CHARLO TTE
Legal Subdivision	CITY OF CHARLOTTE
Legal Block	9
Legal Lot Number	1,4
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3019
Census Tract	20901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	338 PRAIRIE ST, CHARLOTTE, MI 48813-1640
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2012	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF AMERICA
Jun 21, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	206 E STODDARD ST, CHARLOTTE, MI 48813-1579
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	NTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02404/1036
Date	Jul 24, 2012
Book Page	2404/1036

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	EAST LANSING, MI 48826

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 21, 2010
Property Address	206 E STODDARD ST, CHARLOTTE, MI 48813-1579
Document Number	02286/0423
Book / Page	2286 / 0423
Map Reference	LB1 PG67
Instrument Date	Jun 17, 2010
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 PRAIRIE ST, CHARLOTTE, MI 48813-1640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 PRAIRIE ST, CHARLOTTE, MI 48813-1640

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,800 (+20.24%)	$76,480 (+15.53%) Land $20,758 Building $55,722
2025	$1,469.00 (+16.49%)
2023		$33,100	$66,200
2022	$1,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber.

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