206 E Riding Rd, Montgomery, AL 36116 Property Records

Montgomery County property record for 206 E Riding Rd, Montgomery, AL 36116

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,595 sqft · built 1967
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Jun 2026)
Tax Bill	$1,425 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-04-1-007-015.000`

Property Details

APN / Parcel Number

Primary APN	`15-02-04-1-007-015.000`
Alternative APNs	`0315020401007015000` `282918`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,595 sqft Living Area
1st Floor Area	1,063 sqft
Upper Floors Area	1,063 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Area	273 sqft

Exterior Amenities

Porch	Slab
Porch Area	490 sqft
Patio Area	356 sqft
Utility Building	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	282918
Street Address	206 E RIDING RD
City	MONTGOMERY
State	AL
Zip	36116-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75-S
Legal Description	1502041007015000
Legal Range	18E
Legal Township	15N
Legal Section	04
Legal Subdivision	SPRING VALLEY 3
Legal Block	9
Legal Lot Number	15
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	5
Census Block	5003
Census Tract	3200

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 E RIDING RD, MONTGOMERY, AL 36116-3744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Deed Document Number	20264824974
Deed Book / Page	6487 / 175
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 26, 2026
Property Address	206 E RIDING RD, MONTGOMERY, AL 36116-3744
Document Number	0004824974
Book / Page	6487 / 175
Instrument Date	Jun 23, 2026
Instrument	20264824974
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,139.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 E RIDING RD, MONTGOMERY, AL 36116-3744

Mortgage

Document Number	0004824975,
Date	Jun 26, 2026
Instrument	202632014824975

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,425.00 (+7.55%)
2025	$1,325.00 (+23.37%)	$13,580 (+23.45%) Land $1,000 Building $12,580	$135,800 (+23.45%) Land $10,000 Building $125,800
2023	$1,074.00	$11,000 Land $1,000 Building $10,000	$110,000 Land $10,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: C Spire Wireless.

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