225 E Riding Rd, Montgomery, AL 36116 Property Records

Montgomery County property record for 225 E Riding Rd, Montgomery, AL 36116

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft · built 1975
Lot Size	0.284 acres (12,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,350 (Feb 2022)
Tax Bill	$646 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-04-1-008-005.000`

Property Details

APN / Parcel Number

Primary APN	`15-02-04-1-008-005.000`
Alternative APNs	`0315020401008005000` `282925`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,360 sqft (0.284 acres)
Lot Dimensions	154 ft deep x 80 ft wide

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Patio Area	288 sqft
Utility Building	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	282925
Street Address	225 E RIDING RD
City	MONTGOMERY
State	AL
Zip	36116-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75-S
Legal Description	1502041008005000
Legal Range	18E
Legal Township	15N
Legal Section	04
Legal Subdivision	SPRING VALLEY PLAT 10
Legal Block	12
Legal Lot Number	5
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	5
Census Block	5004
Census Tract	3200

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 E RIDING RD, MONTGOMERY, AL 36116-3743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Sep 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Oct 17, 2014 · Amount on Record
Deed Book / Page	5762 / 379
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	5762000379
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	225 E RIDING RD, MONTGOMERY, AL 36116-3743
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E RIDING RD, MONTGOMERY, AL 36116-3743

Mortgage

Document Number	0060020150
Date	Jul 5, 2023
Book Page	6002/150

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	225 E RIDING RD, MONTGOMERY, AL 36116-3743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054390296
Date	Sep 1, 2020
Book Page	5439/296

Lender

Name	REGIONS BANK
Type	Bank
Address	MEMPHIS, TN 38117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$646.00 (+7.31%)
2025	$602.00 (+13.8%) Homeowner's exemption	$13,060 (+13.07%) Land $1,000 Building $12,060	$130,600 (+13.07%) Land $10,000 Building $120,600
2023	$529.00 Homeowner's exemption	$11,550 Land $1,000 Building $10,550	$115,500 Land $10,000 Building $105,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: C Spire Wireless.

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