206 E Oak St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 206 E Oak St, Oak Harbor, OH 43449

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 808 sqft · built 1890
Lot Size0.146 acres (6,364 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Jul 2010)
Tax Bill$1,221 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN027-10682-14303-000

Property Details

APN / Parcel Number

Primary APN027-10682-14303-000
Alternative APN
  • 043357-0

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area808 sqft Living Area
Gross Area1,248 sqft
1st Floor Area808 sqft
Basement Area440 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeFrame
Lot Area6,364 sqft (0.146 acres)
Lot Dimensions95 ft deep x 67 ft wide

Exterior Amenities

PorchSlab
Porch Area112 sqft
Deck Area208 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number043357-0
Street Address206 E OAK ST
CityOAK HARBOR
StateOH
Zip43449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 66 LOTS 5 & 6 S 95 FT OF E 67 FT ORIGINAL
Legal SubdivisionVILLAGE OF OAK HARBOR
Legal Block66
Legal Lot Number5-6
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group1
Census Block1017
Census Tract50700

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address206 W OAK ST, 41417, OAK HARBOR, OH 43449-1226
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2010 · Amount on Record
Deed SaleJul 2, 2010 · Amount on Record
Prior SaleJun 15, 2007 · Amount on Record
Deed Document Number2010204137
Deed Book / Page1323 / 605
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OH
Property Address206 E OAK ST, OAK HARBOR, OH 43449
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 W OAK ST, OAK HARBOR, OH 43449-1226

Mortgage

Document Number0000004773
DateAug 2, 2023
Book Page1955/982
Instrument202300004773
Lender
NameUS BANK FULFILLMENT SERVICES
TypeNon-Lending Institution
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term235 Months
DueMar 1, 2043

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,221.00 (-0.73%)$27,360 (-) Land $6,783 Building $20,577
2024$1,230.00 (+5.58%)$27,360 (+20.43%) Land $6,783 Building $20,577$78,170 (+20.43%) Land $19,380 Building $58,790
2023$1,165.00 (+3.1%)$22,719 (-) Land $5,646 Building $17,073
2022$1,130.00$22,719 Land $5,646 Building $17,073
2021$64,910 Land $16,130 Building $48,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1979–2007)
Claims Outside the SFHA2 of 8
Most Recent ClaimMar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Amplex Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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