206 E Francis St, Ashland, VA 23005 Property Records

Hanover County property record for 206 E Francis St, Ashland, VA 23005

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,005 sqft · built 2005
Lot Size0.233 acres (10,149 sqft)
OwnerIndividual Name on File
Last Sale$52,000 (Mar 2004)
Tax Bill$3,180 (2026)
Deeds & MortgagesApr 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN7779-78-7607

Property Details

APN / Parcel Number

Primary APN7779-78-7607
Alternative APN
  • 10193203

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,005 sqft Living Area
1st Floor Area133 sqft
2nd Floor Area1,872 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area10,149 sqft (0.233 acres)

Exterior Amenities

PorchSlab
Porch Area216 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10193203
Street Address206 E FRANCIS ST
CityASHLAND
StateVA
Zip23005-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionFOREST ACRES LOT 2
Legal SubdivisionFOREST ACRES
Legal Lot Number2
JurisdictionHANOVER VA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1027
Census Tract320602

Owner

206 E Francis St is owned and occupied by an individual who bought it in March 2004.

Source: Hanover County records, as of June 4, 2026

Owner of RecordIndividual Name on File
Mailing Address206 E FRANCIS ST, ASHLAND, VA 23005-2030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2004 · Amount on File
Deed SaleMar 24, 2004 · Amount on File
Deed Book / Page2285 / 9
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address206 E FRANCIS ST, ASHLAND, VA 23005-2030
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034172196
DateApr 30, 2025
Book Page3417/2196
Instrument20250430000041870
Lender
NameATLANTIC UNION BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMay 20, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 206 E Francis St was $3,180.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityAshland Town
CountyHanover County
Unified School DistrictHanover County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,180.00$392,700 Land $95,000 Building $297,700$392,700 Land $95,000 Building $297,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 E Francis St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims3 (2003–2018)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 E Francis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANOVER SUBURBAN WATER SYSTEM
serves 57,931 people · EPA ID VA4085398
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Francis St

Nearby Streets

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