204 E Francis St, Ashland, VA 23005 Property Records

Hanover County property record for 204 E Francis St, Ashland, VA 23005

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,096 sqft · built 2002
Lot Size0.232 acres (10,106 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Mar 2023)
Tax Bill$3,337 (2026)
Deeds & MortgagesJun 2026 Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN7779-78-6639

Property Details

APN / Parcel Number

Primary APN7779-78-6639
Alternative APN
  • 10193202

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,096 sqft Living Area
2nd Floor Area2,064 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area10,106 sqft (0.232 acres)
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area156 sqft
Patio Area156 sqft
Balcony Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10193202
Street Address204 E FRANCIS ST
CityASHLAND
StateVA
Zip23005-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionFOREST ACRES LOT 1
Legal SubdivisionFOREST ACRES
Legal Lot Number1
JurisdictionHANOVER VA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1027
Census Tract320602

Owner

204 E Francis St is owned and occupied by an individual who bought it in March 2023.

Source: Hanover County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address204 E FRANCIS ST, ASHLAND, VA 23005-2030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC
Mar 13, 2023Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CENTER LLC
Nov 3, 2022Trustee's Deed, Foreclosure · Commercial Mortgage
FUNDING FLIPS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2023 · Amount on File
Deed SaleMar 13, 2023 · Amount on File
Prior SaleNov 3, 2022 · Amount on File
Deed Document Number202320200
Deed Book / Page3371 / 3408
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Recording DateJun 16, 2026
Property Address204 E FRANCIS ST, ASHLAND, VA 23005-2030
Document Number0000069020
Book / Page3447 / 1357
Instrument DateJun 15, 2026
Instrument202669020
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E FRANCIS ST, ASHLAND, VA 23005-2030

Mortgage

Document Number0000069020,
DateJun 16, 2026
Book Page3447/1357
Instrument202669020
Lender
NameCAPTIAL CENTER LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.63%
Initial TypeFixed Rate
Max Rate-1%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANOVER VA
Recording DateMar 13, 2023
Property Address204 E FRANCIS ST, ASHLAND, VA 23005-2030
Document Number0033713408
Book / Page3371 / 3408
Instrument DateMar 7, 2023
Instrument20230313000020200
Transaction TypeTransfer
Record UpdatedApr 5, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E FRANCIS ST, ASHLAND, VA 23005-2030

Mortgage

Document Number20230313000020210
DateMar 13, 2023
Instrument20230313000020210
Lender
NameCAPITAL CENTER LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

November 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHANOVER VA
Recording DateNov 3, 2022
Property Address204 E FRANCIS ST, ASHLAND, VA 23005-2030
Document Number0033652879
Book / Page3365 / 2879
Instrument DateOct 28, 2022
Instrument20221103000149990
Transaction TypeForeclosure
Record UpdatedAug 10, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 862, FAIRFAX, VA 22038-0862
InvestorPossibly a Property Investor

Mortgage

Document Number20221103000150000
DateNov 3, 2022
Instrument20221103000150000
Lender
NameFUNDING FLIPS LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 204 E Francis St was $3,337.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityAshland Town
CountyHanover County
Unified School DistrictHanover County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,337.00$412,000 Land $95,000 Building $317,000$412,000 Land $95,000 Building $317,000
2023$3,103.00$383,100 Land $87,300 Building $295,800$383,100 Land $87,300 Building $295,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 E Francis St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims3 (2003–2018)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 E Francis St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANOVER SUBURBAN WATER SYSTEM
serves 57,931 people · EPA ID VA4085398
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

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