Montgomery County property record for 116 E Coolbaugh St, Red Oak, IA 51566
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5,514 sqft · built 1965 |
| Lot Size | 0.559 acres (24,360 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $45,952 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 600628302002000 |
| Primary APN | 600628302002000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,514 sqft Gross Area |
| Basement Area | 5,514 sqft |
| Unfinished Basement | 5,514 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Roof Material | Shingle |
| Lot Area | 24,360 sqft (0.559 acres) |
| Lot Dimensions | 120 ft deep x 203 ft wide |
| Porch | Slab |
| Porch Area | 30 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 116 E COOLBAUGH ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2273 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | ORIG PLAT LTS 1 THRU 4 & E/2 LT 5 BLK 42 |
| Legal Block | 42 |
| Legal Lot Number | 1-5 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 960300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Red Oak Downtown Historic District listed 2016 · 74 contributing resources · NRIS 16000868 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 116 E COOLBAUGH ST, RED OAK, IA 51566-2273 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,952.00 (+22.93%) | $1,112,010 (+22.85%) Land $40,600 Building $1,071,410 | $1,112,010 (+22.85%) Land $40,600 Building $1,071,410 |
| 2024 | $37,382.00 (+245.97%) | ||
| 2023 | $905,160 Land $40,600 Building $864,560 | $905,160 Land $40,600 Building $864,560 | |
| 2022 | $10,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: FMTC of Stanton Iowa.
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