St. Joseph County property record for 206 E Chicago Rd, White Pigeon, MI 49099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,728 sqft · built 1890 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,500 (Sep 2018) |
| Tax Bill | $2,117 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-040-023-00 |
| Primary APN | 045-040-023-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 5 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 149 ft deep x 71 ft wide |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 206 E CHICAGO RD |
|---|---|
| City | WHITE PIGEON |
| State | MI |
| Zip | 49099-8795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 76 EXC E 28 FT OF ASSESSORS PLAT NO. 1 VIL. OF WHITE PIGEON. |
| Legal Subdivision | ASSESSORS PLAT 1 |
| Legal Lot Number | 76 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | WHITE PIGEON |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 41400 |
206 E Chicago Rd is owned and occupied by two individuals who bought it in September 2018.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 E CHICAGO RD, WHITE PIGEON, MI 49099-8795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 18, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on File |
| Deed Sale | Sep 18, 2018 · Amount on File |
| Prior Sale | Mar 16, 2015 · Amount on File |
| Deed Book / Page | 1931 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 206 E CHICAGO RD, WHITE PIGEON, MI 49099-8795 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01894/0977 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 1894/0977 |
| Instrument | 1894-0977 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 206 E CHICAGO RD, WHITE PIGEON, MI 49099-8795 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021001527 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021001527 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 18, 2018 |
| Property Address | 206 E CHICAGO RD, WHITE PIGEON, MI 49099-8795 |
| Document Number | 01931/0334 |
| Book / Page | 1931 / 0334 |
| Map Reference | LB02 PG61 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PATRICK ABSTRACT AND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 E CHICAGO RD, 206, WHITE PIGEON, MI 49099-8795 |
| Name | Verified Name |
|---|---|
| Address | 66738 KLETT RD, CONSTANTINE, MI 49042-9620 |
| Document Number | 0001931335 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 1931/335 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 206 E Chicago Rd was $2,117 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | White Pigeon Township |
| Municipality | White Pigeon Village |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,700 Land $7,200 Building $93,500 | $201,400 Land $14,400 Building $187,000 | |
| 2025 | $2,117.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 E Chicago Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 206 E Chicago Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PIGEON serves 1,640 people · EPA ID MI0007070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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