St. Joseph County property record for 114 E Chicago Rd, White Pigeon, MI 49099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,180 sqft · built 1850 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,000 (Aug 2026) |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-040-020-00 |
| Primary APN | 045-040-020-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 567 sqft |
| Unfinished Basement | 567 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 147 ft deep x 50 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 114 E CHICAGO RD |
|---|---|
| City | WHITE PIGEON |
| State | MI |
| Zip | 49099-8796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 OF LOT 74 EXC S 1 1/2 FT ASSESSORS PLAT NO 1 VIL OF WHITE PIGEON. |
| Legal Subdivision | EXTENSION TO THE VILLAGE OF WHITE PIGEON |
| Legal Lot Number | 74 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | WHITE PIGEON |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 41400 |
114 E Chicago Rd is owned by an individual who bought it in August 2026.
Source: St. Joseph County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 CANARIS ST, CONSTANTINE, MI 49042-1016 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Oct 26, 2017 | Deed of Trust, Mortgage · Line of Credit OMNI COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on File |
| Deed Sale | Aug 27, 2026 · Amount on File |
| Deed Document Number | 20266958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 27, 2026 |
| Property Address | 114 E CHICAGO RD, WHITE PIGEON, MI 49099-8796 |
| Document Number | 0000006958 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20266958 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105,292.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 CANARIS ST, CONSTANTINE, MI 49042-1016 |
| Document Number | 0000006959, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20266959 |
| Name | NEIGHBORHOOD LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000006960, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20266960 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Amount | Amount on Record |
|---|
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 114 E CHICAGO RD, WHITE PIGEON, MI 49099-8796 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE |
| Name | Verified Name |
|---|
| Document Number | 1890/0869 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 1890/0869 |
| Name | OMNI COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BATTLE CREEK, MI 49015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 21, 2047 |
The 2025 property tax bill for 114 E Chicago Rd was $1,242.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | White Pigeon Township |
| Municipality | White Pigeon Village |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,900 Land $11,400 Building $50,500 | $123,800 Land $22,800 Building $101,000 | |
| 2025 | $1,242.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 E Chicago Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 114 E Chicago Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PIGEON serves 1,640 people · EPA ID MI0007070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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