206 Decker Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 206 Decker Rd, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 864 sqft · built 2002
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Dec 2000)
Tax Bill	$5,521 (2026)
Deeds & Mortgages	Feb 2025 Sale & Refinance Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`433889 107.-4-9`

Property Details

APN / Parcel Number

Primary APN	`433889 107.-4-9`
Alternative APNs	`388910700000040090000000` `495J175029`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Rustic
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	479,160 sqft (11 acres)
Lot Width	405 ft Width
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	495J175029
Street Address	206 DECKER RD
City	MIDDLEBURGH
State	NY
Zip	12122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	4
Legal Lot Number	9.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	2
Census Block	2047
Census Tract	740700

Owner

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 SHINNECOCK LN, HAMPTON BAYS, NY 11946-2419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Warranty Deed, Transfer · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Jan 17, 2019	Deed of Trust, Mortgage · Balloon Mortgage NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2000 · Amount on Record
Deed Sale	Dec 20, 2000 · Amount on Record
Deed Book / Page	686 / 303
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 10, 2025
Property Address	206 DECKER RD, MIDDLEBURGH, NY 12122
Document Number	0001229/28
Book / Page	1229 / 28
Instrument Date	Dec 14, 2024
Instrument	827765
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 SHINNECOCK LN, HAMPTON BAYS, NY 11946-2419

Mortgage

Document Number	002105/158
Date	Feb 10, 2025
Book Page	2105/158
Instrument	827766

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	206 DECKER RD, MIDDLEBURGH, NY 12122
Transaction Type	Mortgage
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1828/78
Date	Jan 17, 2019
Book Page	1828/78
Instrument	755913

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,521.00 (+2.34%)
2025	$5,395.00 (+213.48%)	$104,000 (-) Land $24,500 Building $79,500	$223,656 (+9.68%) Land $52,688 Building $170,968
2023		$104,000 (-) Land $24,500 Building $79,500	$203,922 (+5.88%) Land $48,039 Building $155,883
2022		$104,000 Land $24,500 Building $79,500	$192,593 Land $45,370 Building $147,223
2021	$1,721.00 (-58.4%)
2020	$4,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2007–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Decker Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures