187 Decker Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 187 Decker Rd, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,993 sqft · built 1890
Lot Size	12.8 acres (557,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (May 2022)
Tax Bill	$5,887 (2026)
Deeds & Mortgages	May 2022 Sale Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`433889 107.-4-13.1`

Property Details

APN / Parcel Number

Primary APN	`433889 107.-4-13.1`
Alternative APNs	`388910700000040130000000` `495J100856`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,993 sqft Living Area
1st Floor Area	1,107 sqft
2nd Floor Area	886 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	557,568 sqft (12.8 acres)
Lot Width	1,120 ft Width
Garage Type	Detached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	495J100856
Street Address	187 DECKER RD
City	MIDDLEBURGH
State	NY
Zip	12122-5849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	4
Legal Lot Number	13.001
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	2
Census Block	2047
Census Tract	740700

Owner

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 DECKER RD, MIDDLEBURGH, NY 12122-5849
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer
Sep 21, 2020	Warranty Deed, Transfer
Feb 20, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	2022810627
Deed Book / Page	1164 / 186
Prior Transfer Date	Nov 14, 2007
Prior Transfer Doc	0000000849/000000021
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	May 20, 2022
Property Address	187 DECKER RD, MIDDLEBURGH, NY 12122-5849
Document Number	001164/186
Book / Page	1164 / 186
Instrument Date	May 18, 2022
Instrument	810627
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 DECKER RD, MIDDLEBURGH, NY 12122-5849

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Sep 21, 2020
Property Address	187 DECKER RD, MIDDLEBURGH, NY 12122-5849
Document Number	0001120/54
Book / Page	1120 / 54
Instrument Date	Aug 26, 2020
Instrument	779411
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 DECKER RD, MIDDLEBURGH, NY 12122-5849

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 20, 2020
Property Address	187 DECKER RD, MIDDLEBURGH, NY 12122-5849
Document Number	001108/262
Book / Page	1108 / 262
Instrument Date	Jan 13, 2020
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 DECKER RD, MIDDLEBURGH, NY 12122-5850

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,887.00 (+2.33%)
2025	$5,753.00 (+1.52%)	$110,900 (-) Land $30,000 Building $80,900	$238,495 (+9.68%) Land $64,516 Building $173,979
2023		$110,900 Land $30,000 Building $80,900	$217,451 Land $58,824 Building $158,627
2020	$5,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2007–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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