206 Crystal Ln, Montrose, MN 55363 Property Records

Wright County property record for 206 Crystal Ln, Montrose, MN 55363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,090 sqft · built 2001
Lot Size	0.243 acres (10,587 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jul 2022)
Tax Bill	$3,540 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-017-001040`

Property Details

APN / Parcel Number

Primary APN	`112-017-001040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,587 sqft (0.243 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft
Storage Building	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	206 CRYSTAL LN
City	MONTROSE
State	MN
Zip	55363-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-119 RANGE-026 PARKSIDE MEADOWS LOT-004 BLOCK-001
Legal Range	026
Legal Township	119
Legal Section	35
Legal Subdivision	PARKSIDE
Legal Block	1
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1027
Census Tract	101101

Owner

206 Crystal Ln is owned and occupied by an individual who bought it in July 2022.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	206 CRYSTAL LN, MONTROSE, MN 55363-8586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Aug 7, 2017	Warranty Deed, Transfer · Conventional Mortgage BELL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Aug 7, 2017 · Amount on File
Deed Document Number	20221440609
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 26, 2022
Property Address	206 CRYSTAL LN, MONTROSE, MN 55363-8586
Document Number	00A1512959
Instrument Date	Jul 15, 2022
Instrument	A1512959
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CRYSTAL LN, MONTROSE, MN 55363-8586

Mortgage

Document Number	00A1512960
Date	Jul 26, 2022
Instrument	A1512960

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 7, 2017
Property Address	206 CRYSTAL LN, MONTROSE, MN 55363-8586
Document Number	0001350145
Instrument Date	Aug 1, 2017
Instrument	1350145
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	WATERMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 CRYSTAL LN MONTROSE MN 553638586, MONTROSE, MN 55363-8586

Mortgage

Document Number	1350146
Date	Aug 7, 2017
Instrument	1350146

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 6, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 206 Crystal Ln was $3,540.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Montrose City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,540.00	$305,300 (+7.12%) Land $58,000 Building $247,300	$305,300 (+7.12%) Land $58,000 Building $247,300
2025		$285,000 Land $50,000 Building $235,000	$285,000 Land $50,000 Building $235,000
2023	$3,480.00 (+5.45%)	$315,600 Land $81,000 Building $234,600	$315,600 Land $81,000 Building $234,600
2022	$3,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Crystal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Crystal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montrose serves 3,915 people · EPA ID MN1860016
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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