202 Crystal Ln, Montrose, MN 55363 Property Records

Wright County property record for 202 Crystal Ln, Montrose, MN 55363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 976 sqft · built 2001
Lot Size	0.231 acres (10,085 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2024)
Tax Bill	$3,438 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-017-001020`

Property Details

APN / Parcel Number

Primary APN	`112-017-001020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,085 sqft (0.231 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	690 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	202 CRYSTAL LN
City	MONTROSE
State	MN
Zip	55363-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-119 RANGE-026 PARKSIDE MEADOWS LOT-002 BLOCK-001
Legal Range	026
Legal Township	119
Legal Section	35
Legal Subdivision	PARKSIDE
Legal Block	1
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1027
Census Tract	101101

Owner

202 Crystal Ln is owned and occupied by two individuals who bought it in September 2024.

Source: Wright County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 CRYSTAL LN, MONTROSE, MN 55363-8586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Oct 28, 2019	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on File
Deed Sale	Sep 13, 2024 · Amount on File
Prior Sale	Oct 28, 2019 · Amount on File
Deed Document Number	20241692249
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 4, 2022
Property Address	202 CRYSTAL LN, MONTROSE, MN 55363-8586
Document Number	00A1495180
Instrument Date	Dec 27, 2021
Instrument	A1495180
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$879.54
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CRYSTAL LN, MONTROSE, MN 55363-8586

Mortgage

Document Number	00A1495181
Date	Jan 4, 2022
Instrument	A1495181

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 28, 2019
Property Address	202 CRYSTAL LN, MONTROSE, MN 55363-8586
Document Number	0001409301
Instrument Date	Oct 23, 2019
Instrument	1409301
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TITLE MARK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CRYSTAL LN, MONTROSE, MN 55363-8586

Mortgage

Document Number	0001409302
Date	Oct 28, 2019
Instrument	1409302

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Montrose City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,438.00 (-1.94%)	$298,200 (+7.3%) Land $58,000 Building $240,200	$298,200 (+7.3%) Land $58,000 Building $240,200
2025		$277,900 (-9.6%) Land $50,000 Building $227,900	$277,900 (-9.6%) Land $50,000 Building $227,900
2023	$3,506.00 (+6.83%)	$307,400 Land $81,000 Building $226,400	$307,400 Land $81,000 Building $226,400
2022	$3,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Crystal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Crystal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montrose serves 3,915 people · EPA ID MN1860016
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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