Putnam County property record for 206 Comer Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,106 sqft · built 2004 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,471 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-08-26-0000-0170-0000 |
| Primary APN | 32-08-26-0000-0170-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 2,106 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 72,745 sqft (1.67 acres) |
| Garage Type | Carport |
| Garage Area | 500 sqft |
| Carport | Carport |
| Carport Area | 500 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 143 sqft |
| Deck Area | 195 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 69938 |
|---|---|
| Street Address | 206 COMER RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW1/4 OF SW1/4 OF SW1/4, OR501 P1356 + OR1148 P1190, (PARCEL B) (SUBJECT TO ESMT OR1489-1776) |
| Legal Range | 26E |
| Legal Township | 08S |
| Legal Section | 32 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 950100 |
Source: Putnam County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 206 COMER RD, PALATKA, FL 32177-8782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 1, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 14, 2019 | Warranty Deed, Transfer · FHA Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Nov 1, 2016 | Loan Modification, Mortgage · Conventional Mortgage TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2021 |
| Deed Sale | Apr 1, 2021 |
| Prior Sale | May 14, 2019 · Amount on Record |
| Deed Document Number | 20217184 |
| Deed Book / Page | 1613 / 1490 |
| Prior Transfer Date | Mar 17, 2021 |
| Prior Transfer Doc | 0016131490 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Apr 1, 2021 |
| Property Address | 206 COMER RD, PALATKA, FL 32177-8782 |
| Document Number | 0016131490 |
| Book / Page | 1613 / 1490 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 202154007184 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | VYLLA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26 CREMER LN, PALATKA, FL 32177 |
| Document Number | 16131493 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 1613/1493 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | May 14, 2019 |
| Property Address | 206 COMER RD, PALATKA, FL 32177-8782 |
| Document Number | 0015420039 |
| Book / Page | 1542 / 0039 |
| Instrument Date | May 13, 2019 |
| Instrument | 201954008518 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | GUARANTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,259.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 ODOM RD, 126, PALATKA, FL 32177-8212 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 COMER RD, PALATKA, FL 32177-8782 |
| Document Number | 0000154242 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 1542/42 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 206 COMER RD, PALATKA, FL 32177-8782 |
| Document Number | 0014651833 |
| Book / Page | 001465 / 001833 |
| Instrument Date | Nov 1, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 206 COMER RD PALATKA FL 321778782, PALATKA, FL 32177-8782 |
| Document Number | 0014651833 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 001465/001833 |
| Instrument | 54003144 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | FORT PIERCE, FL 34954 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 21, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,471.00 (+15.79%) Homeowner's exemption | $168,170 (+8.21%) | $244,570 (-0.09%) Land $14,200 Building $230,370 |
| 2023 | $2,134.00 (+5.85%) Homeowner's exemption | $155,410 (+3%) | $244,800 (+1.94%) Land $15,030 Building $229,770 |
| 2022 | $2,016.00 Homeowner's exemption | $150,890 | $240,130 Land $13,360 Building $226,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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