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204 Comer Rd, Palatka, FL 32177 Property Records

Putnam County property record for 204 Comer Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details1,530 sqft · built 2011
Lot Size1.26 acres (54,886 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Jan 2026)
Tax Bill$3,827 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Dec 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN32-08-26-0000-0060-0020

Property Details

APN / Parcel Number

Primary APN32-08-26-0000-0060-0020
Alternative APN
  • 97858

Interior

Plumbing Fixtures10 Plumbing Fixtures
Building Area1,530 sqft Living Area
1st Floor Area1,530 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Lot Area54,886 sqft (1.26 acres)
PorchFinished/Open Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number97858
Street Address204 COMER RD
CityPALATKA
StateFL
Zip32177-8782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SW1/4 OF SW1/4 NLY OF RD OR1197 P60 (PARCEL 2)
Legal Range26E
Legal Township08S
Legal Section32
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group3
Census Block3025
Census Tract950100

Owner

Source: Putnam County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address204 COMER RD, PALATKA, FL 32177-8782
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 8, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
May 3, 2018Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2026 · Amount on Record
Deed SaleJan 15, 2026 · Amount on Record
Prior SaleDec 8, 2023 · Amount on Record
Deed Document Number20261089
Deed Book / Page1850 / 1376
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJan 15, 2026
Property Address204 COMER RD, PALATKA, FL 32177-8782
Document Number0018501376
Book / Page1850 / 1376
Map ReferenceMB 1148 PG 1190
Instrument DateJan 14, 2026
Instrument202654001089
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyPALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TTL INSIN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7972 HAMILTON AVE, HASTINGS, FL 32145-3100

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 COMER RD, PALATKA, FL 32177-8782

Mortgage

Document Number0018501379
DateJan 15, 2026
Instrument1850/1379
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateDec 8, 2023
Property Address204 COMER RD, PALATKA, FL 32177-8782
Document Number0017351679
Book / Page1735 / 1679
Map ReferenceMB 214 PG 651
Instrument DateDec 7, 2023
Instrument202354027401
Transaction TypeTransfer
Record UpdatedDec 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address204 COMER RD, PALATKA, FL 32177-8782

Mortgage

Document Number0017351681
DateDec 8, 2023
Instrument1735/1681
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address204 COMER RD, PALATKA, FL 32177-8782
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015740569
DateApr 13, 2020
Book Page1574/569
Instrument202054006460
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMay 3, 2018
Property Address204 COMER RD, PALATKA, FL 32177-8782
Document Number0015051404
Book / Page1505 / 1404
Instrument DateApr 30, 2018
Instrument201854008235
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyGUARANTY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5035 FLAGLER ESTATES BLVD, 5035, HASTINGS, FL 32145-9738

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 COMER RD, PALATKA, FL 32177-8782

Mortgage

Document Number201854008236
DateMay 3, 2018
Instrument201854008236
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,827.00 (+142.83%)$208,160 (+71.66%) Land $10,710 Building $197,450$208,160 (-3.05%) Land $10,710 Building $197,450
2023$1,576.00 (+5.21%) Homeowner's exemption$121,260 (+2.22%)$214,710 (+21.03%) Land $11,340 Building $203,370
2022$1,498.00 Homeowner's exemption$118,630$177,400 Land $10,080 Building $167,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3

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