206 Center St, Frederick, MD 21701 Property Records

Frederick County property record for 206 Center St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,640 sqft · built 1910
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$153,300 (Nov 2012)
Tax Bill	$6,216 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-067455`

Property Details

APN / Parcel Number

Primary APN	`02-067455`
Alternative APNs	`2067455` `067455`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	820 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	176 ft deep x 20 ft wide
Porch	Enclosed Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	067455
Street Address	206 CENTER ST
City	FREDERICK
State	MD
Zip	21701-6310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	4,950 SQ FT 206 CENTER ST. FREDERICK
Legal Subdivision	CHARLES A POOLE
Legal Lot Number	17,18
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2010
Census Tract	750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	206 CENTER ST, FREDERICK, MD 21701-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2012 · Amount on Record
Deed Sale	Nov 27, 2012 · Amount on Record
Prior Sale	Jul 15, 2003 · Amount on Record
Deed Book / Page	9222 / 391
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	0092220391
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	206 CENTER ST, FREDERICK, MD 21701-6310
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CENTER ST, FREDERICK, MD 21701-6310

Mortgage

Document Number	0154890126
Date	Nov 12, 2021
Book Page	15489/126

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	206 CENTER ST, FREDERICK, MD 21701-6310
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CENTER ST, FREDERICK, MD 21701-6310

Mortgage

Document Number	0164850399
Date	Jun 20, 2023
Book Page	16485/399

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Feb 13, 2026
Property Address	206 CENTER ST, FREDERICK, MD 21701-6310
Document Number	0177230041
Book / Page	17723 / 41
Map Reference	MB HWB 300 FO 540
Instrument Date	Jan 15, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	GLOBAL TITLE AGENCY, GLOBAL TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 CENTER ST, FREDERICK, MD 21701-6310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CENTER ST, FREDERICK, MD 21701-6310

Mortgage

Document Number	0001772350
Date	Feb 13, 2026
Instrument	17723/50

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,216.00 (+4.42%) Homeowner's exemption	$361,200 (+7.8%) Land $127,300 Building $233,900	$361,200 (-) Land $127,300 Building $233,900
2024	$5,953.00 (+6.86%)
2023	$5,571.00 Homeowner's exemption	$335,067	$361,200 Land $127,300 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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