204 Center St, Frederick, MD 21701 Property Records

Frederick County property record for 204 Center St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 1,376 sqft · built 1910
Lot Size	0.072 acres (3,168 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Nov 2025)
Tax Bill	$438 (2025)
Deeds & Mortgages	Nov 2025 Sale Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-023237`

Property Details

APN / Parcel Number

Primary APN	`02-023237`
Alternative APNs	`2023237` `023237`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,376 sqft Total Area
1st Floor Area	656 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1910
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Metal
Lot Area	3,168 sqft (0.072 acres)
Lot Dimensions	176 ft deep x 18 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	023237
Old Parcel Number	2023237
Street Address	204 CENTER ST
City	FREDERICK
State	MD
Zip	21701-6310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 18 X 176 204 CENTER ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	18
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2010
Census Tract	750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 CENTER ST, FREDERICK, MD 21701-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed, Transfer VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Deed Document Number	0017587247
Deed Book / Page	17587 / 247
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 4, 2025
Property Address	204 CENTER ST, FREDERICK, MD 21701-6310
Document Number	0175870247
Book / Page	17587 / 247
Map Reference	MB 111 PL 32-34
Instrument Date	Oct 28, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	204 CENTER ST, FREDERICK, MD 21701-6310

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	204 CENTER ST, FREDERICK, MD 21701-6310
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CENTER ST, FREDERICK, MD 21701-6310

Mortgage

Document Number	0160960119
Date	Aug 22, 2022
Book Page	16096/119

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 20, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$438.00 (-87.62%) Homeowner's exemption	$247,700 (+10.76%) Land $122,900 Building $124,800	$247,700 (-) Land $122,900 Building $124,800
2023	$3,538.00 Homeowner's exemption	$223,633	$247,700 Land $122,900 Building $124,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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