206 Celeste St, Hudson, IA 50643 Property Records

Black Hawk County property record for 206 Celeste St, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,484 sqft · built 1989
Lot Size	0.386 acres (16,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Oct 2009)
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8814-26-376-015`

Property Details

APN / Parcel Number

Primary APN	`8814-26-376-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	1,484 sqft
Finished Basement	650 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,830 sqft (0.386 acres)
Lot Dimensions	144 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	140 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	206 CELESTE ST
City	HUDSON
State	IA
Zip	50643-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MANOR ADDITION LOT 11 BLK 2
Legal Range	14W
Legal Township	88N
Legal Section	26
Legal Subdivision	COUNTRY MANOR ADDITION
Legal Block	2
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2030
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 CELESTE ST, HUDSON, IA 50643-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Aug 16, 2012	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Dec 12, 2007	Deed of Trust, Mortgage · Line of Credit COMMUNITY NATIONAL BANK
Dec 4, 2007	Joint Tenancy Deed, Transfer · Conventional Mortgage COMMUNITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2009 · Amount on Record
Deed Sale	Oct 29, 2009 · Amount on Record
Prior Sale	Dec 4, 2007 · Amount on Record
Deed Document Number	20092010008677
Prior Transfer Date	Nov 28, 2007
Prior Transfer Doc	2008011593
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	206 CELESTE ST, HUDSON, IA 50643-9703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017493
Date	Apr 10, 2020
Instrument	202000017493

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	206 CELESTE ST, HUDSON, IA 50643-9703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013003313
Date	Aug 16, 2012
Instrument	2013-003313

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	REINBECK, IA 50669

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2042

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	206 CELESTE ST, HUDSON, IA 50643-9703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008012215
Date	Dec 12, 2007
Instrument	2008012215

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2007: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 4, 2007
Property Address	206 CELESTE ST, HUDSON, IA 50643-9703
Document Number	2008011593
Instrument Date	Nov 28, 2007
Instrument	2008011593
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	206 CELESTE ST, HUDSON, IA 50643-9703

Mortgage

Document Number	2008011594
Date	Dec 4, 2007
Instrument	2008011594

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,456.00 (+14.26%) Homeowner's exemption	$276,570 (+13.57%) Land $34,010 Building $242,560	$276,570 (+13.57%) Land $34,010 Building $242,560
2024	$3,900.00 (+7.03%)
2023		$243,520 (+19.77%) Land $34,010 Building $209,510	$243,520 (+19.77%) Land $34,010 Building $209,510
2022	$3,644.00 Homeowner's exemption	$203,330 Land $34,010 Building $169,320
2021			$203,330 Land $34,010 Building $169,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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